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Commercial Bank of California · 1 day ago

SBA Credit Analyst

California, CA, US

Full-time

Hybrid

Entry Level

$30/hr - $35/hr

1+ years exp

Commercial Bank of California (CBC) is the largest Latino-owned bank in California, dedicated to empowering small businesses and ensuring financial inclusion. The SBA Credit Analyst will be responsible for underwriting and portfolio management for SBA-guaranteed loans, analyzing loan applications, and ensuring compliance with SBA guidelines.

BankingFinancial ServicesInsurance

H1B Sponsor Likely

Responsibilities

Analyze SBA loan applications for eligibility and compliance with SBA SOPs

Prepare SBA-specific credit presentations and memos for new loans and renewals

Coordinate with SBA and internal teams to ensure proper documentation and approvals

Monitor SBA portfolio performance and maintain guaranty compliance

Ensure all customer credit documentation—including loan applications, financial statements, tax returns, credit reports, and account information—is complete and up to date

Maintain accurate and organized credit files in compliance with internal policies

Monitor and update financial statements to ensure they remain current and meet loan agreement requirements

Track existing credit lines to ensure compliance with loan terms and covenants

Review maturing loan reports and coordinate with account officers regarding renewals

Prepare renewal notifications and request updated financial information from customers

Identify and report covenant violations promptly and recommend appropriate actions

Evaluate loans for changes in risk and assist in risk rating adjustments

Support collateral reviews and audits for asset-based lending relationships

Qualification

SBA lendingCredit analysisSBA complianceAnalytical skillsMicrosoft ExcelCustomer serviceOrganizational skillsCommunication skills

Required

Bachelor's degree in Finance, Accounting, Economics, or a related field

1–2 years of experience in SBA lending, credit analysis, or a related area

Knowledge of SBA loan programs, SOPs, and compliance requirements

Strong analytical, organizational, and communication skills; ability to work in a fast-paced environment

Demonstrated ability to prioritize work assignments; detail oriented with flexibility in dealing with a changing work environment, customer service oriented and a strong sense of urgency

Computer literate in Windows, Word, Excel software

Benefits

Competitive employer contribution to medical, dental and vision coverage

401k plan with employer match

Flexible Spending Accounts (FSA) and Dependent Care Accounts

Employee Assistance Program (EAP)

Employer provided Calm subscription

Employer provided mental health benefits through Teladoc

Life, AD&D and disability insurance

Minimum 15 Days of Vacation, 11 Paid Federal Holidays, Paid Time off to Volunteer

Online discount program

Tuition Reimbursement Program

Company

Commercial Bank of California

Commercial Bank of California is a full-service bank that offers traditional deposit, online and lending services. It is a sub-organization of CBC Bank.

Founded in 2003

Irvine, California, USA

201-500 employees

https://www.cbcal.com

H1B Sponsorship

Commercial Bank of California has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2021 (1)