Formosa Plastics Corporation, U.S.A. · 1 day ago
Business Analyst - Credit
Livingston, NJ
Full-time
Onsite
Entry Level
$85K/yr - $85K/yr
2+ years expFormosa Plastics Corporation, U.S.A. is a vertically-integrated supplier of plastic resins and petrochemicals. The Business Analyst - Credit will conduct comprehensive credit reviews, create financial dashboards, and perform variance analysis to assess credit risk and support management decision-making.
ChemicalManufacturingPlastics and Rubber ManufacturingQuality Assurance
Responsibilities
Conduct comprehensive credit reviews by compiling, cleaning, and analyzing datasets in Excel and SQL, including payment histories, account transactions, and other financial data to assess credit risk
Create interactive financial and performance dashboards in Tableau and Excel to track key credit indicators, outstanding balances, and operational KPIs, providing data-driven actionable insights for management decision-making
Perform variance and trend analysis on revenue streams and account activities to detect anomalies, evaluate creditworthiness, and recommend appropriate credit lines
Conduct detailed analysis of customer financial statements, cash flow, and credit reports to assess repayment capacity and recommend appropriate credit terms
Monitor portfolio credit exposure and prepare periodic risk assessment reports, highlighting potential problem accounts and recommending actions to mitigate credit risk
Incorporate supplier references, external credit reports, and historical payment data into credit risk assessments, applying sound judgment to recommend credit limits in line with company policies
Design and implement automated reporting templates for recurring financial and operational credit reports, ensuring accuracy, consistency, and compliance with established procedures
Qualification
Required
Bachelor's degree in Business Analytics
Two (2) years of experience in data analysis
Must have knowledge of Python, SQL, machine learning, Tableau, VBA macros, Power Query, variance and trend analysis, data warehousing, data visualization, predictive modelling, Dimensionality Reduction, Cluster Analysis; K-Means, Time Series, Regression and Classification, financial concepts, analyzing accounting data
Benefits
Excellent medical, dental, and vision insurance plans
Flexible spending accounts for health, dependent care
Short-term Disability
Long-term Disability
Group Term Life, Dependent and Supplemental Life Insurance
Tuition Reimbursement
10 Paid Holidays
Paid Time Off for a balanced life (Vacation, Sick and Personal Time)
FlexTime Available
Competitive salary, incentive/bonus, 401(k) plan with company match
Cash Balance
Pension Plan
Company
Formosa Plastics Corporation, U.S.A.
Formosa Plastics offers a complete line of polyvinyl chloride, polyethylene, polypropylene, caustic soda, and other petrochemicals.
1001-5000 employees
H1B Sponsorship
Formosa Plastics Corporation, U.S.A. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (11)
2024 (9)
2023 (6)
2022 (4)
2021 (7)
2020 (5)
Funding
Current Stage
Late StageLeadership Team
Gary Allen Moore
Chlor/Alkali-EDC Operations Division Senior Process Safety Management Specialist II
Recent News
2025-11-01
2025-09-17
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