Delta Community Credit Union · 18 hours ago
Home Loan Processor
Atlanta, GA
Full-time
Onsite
Entry, Mid Level
2+ years expDelta Community Credit Union is committed to excellence and community, recognized as one of Atlanta's Best Places to Work. The Home Loan Processor will review and verify mortgage loan documentation for residential mortgages, ensuring compliance with underwriting guidelines and federal regulations while maintaining communication with team members and borrowers.
BankingFinanceFinancial ServicesInsurance
No H1B
Responsibilities
Review and verify all documentation in mortgage loan file including information related to calculation of income, assets, liabilities and the credit report of each borrower
Initiate and follow up on requests for required documentation such as appraisals, title reports, flood certificates, homeowner’s insurance, verification of employment, tax transcripts, fraud checks, mortgage insurance certificates and other applicable documentation
Ensure mortgage loan files meet underwriting submission guidelines for Fannie Mae, Delta Community Credit Union, or various industry investors
Submits mortgage loan files for underwriting approval using Fannie Mae Desktop Underwriter or manual underwriting methods
Responsible for maintaining current policies, guidelines, and compliance related to federal and state mortgage regulations, mortgage insurers, investors, and Delta Community Credit Union
Maintains ongoing lines of communication with internal team members, third party vendors, and borrowers by answering questions regarding loan qualifications, approval, or denial of each mortgage loan file
Ensure specified closing timelines are met on each mortgage loan file
Qualification
Required
Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future
High School Diploma or equivalent
2+ years of mortgage loan processing experience using Fannie Mae Guidelines
Knowledge of federal regulations including but not limited to: RESPA, HMDA, ECOA, FCRA, FDPA and REG Z
Ability to competently coordinate activities with underwriters, attorneys, appraisers and credit union members
Excellent communication skills, both oral and written
Complies with all Credit Union policies and procedures including those related to Bank Secrecy Act regulations
Preferred
Bachelor's degree in business or related field of study
Extensive knowledge of mortgage lending programs including FHA, VA, and various industry investor mortgages
Fannie Mae desktop underwriter experience
Previous experience with Encompass Loan Origination Software in the past 3 years
Benefits
Medical, Dental and Vision Coverage
Basic Life and Accidental Death & Dismemberment Insurance, Long Term Disability, Employee Assistance Program and MyAdvocate
Supplemental Insurance or Voluntary Insurance
401(k) Plan with Company Match
Vacation, Holidays and Personal Time Off
Paid Maternity and Paternity Leave
Pre-tax Health and Dependent Care Spending Accounts
Benefit Choice Program
Health Reward Dollars
Discount on Gym Reimbursement and Identity Theft Programs
Legal Services
Company
Delta Community Credit Union
Delta Community Credit Union is a finance company that focuses on auto and home loans, personal, business, investment and insurance plans.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Hank Halter
Chief Executive Officer
Abdul Hussain
Vice President & Chief Information Security Officer (CISO)
Recent News
2026-01-03
2025-10-09
2025-09-17
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