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Coinflow · 1 day ago

Senior Investigator, BSA/AML Financial Crimes Compliance

Chicago, IL

Full-time

Onsite

Senior Level

5+ years exp

Coinflow is a next-generation payments company headquartered in Chicago, pioneering the way money moves globally. The role involves leading complex financial crime investigations, establishing investigation frameworks, and creating scalable processes to protect the platform in a fast-paced fintech environment.

CryptocurrencyFinancePaymentsWeb3

Responsibilities

Lead Complex Case Investigations: Conduct, manage, and resolve advanced, high-risk, and complex financial crimes investigations across BSA/AML Financial Crimes Compliance disciplines

Assist BSA/AML Financial Crimes Compliance mitigation strategies - You will assist with monitoring transaction monitoring rule performance and tuning existing controls to proactively detect and mitigate emerging threats

List Screening Management: Perform in-depth review and resolution of alerts generated by the list screening program, focusing on high-priority matches related to OFAC/Sanctions, Politically Exposed Persons (PEP), and Adverse Media

Compliance Support: Assist the broader team by utilizing and providing feedback on policies, procedures, and job aides to ensure consistent and high-quality investigative work

Ensure compliance – Stay current on BSA/AML, FinCEN, OFAC, and state money transmitter requirements

Promote Compliance Culture: Act as a subject matter expert and compliance advocate, collaborating with internal teams to foster a proactive and strong culture of compliance across all business units

Mentorship & Training: Provide guidance, mentorship, and training to junior investigators and cross-functional partners on complex investigative techniques and regulatory requirements

Qualification

BSA/AML regulationsFinancial Crimes ComplianceTransaction monitoring systemsCAMS certificationSQLData analysisCommunicationMentorshipTeam collaboration

Required

5+ years working in BSA/AML Financial Crimes Compliance teams in fintech, payments, banking, or financial services

Expert knowledge of BSA/AML regulations, FinCEN guidance, OFAC sanctions, and money laundering typologies

Proven track record of meeting SLAs, and performance expectations

Strong analytical skills with ability to work with data and make evidence-based decisions

Understanding of payment processing, merchant acquiring, and transaction risk

Excellent communication skills and comfort operating in ambiguous, fast-paced environments

Preferred

CAMS, CFCS, or ICA certification

Cryptocurrency and blockchain analytics expertise (Chainalysis, Elliptic, TRM Labs)

Experience working transaction monitoring systems and case management platforms

Experience with SQL and business intelligence tools (e.g., Tableau, Looker)

Background in high-growth payment companies or fintech startups

Bachelor's degree

Benefits

Strong salary

Equity

Comprehensive benefits

Professional development support

Company

Coinflow

Coinflow (fka Coinflow Labs) is the next-generation payment service provider revolutionizing global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement.

Founded in 2022

Chicago, Illinois, USA

11-50 employees