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Vanguard · 1 week ago

Senior Director, Rate Strategy & Bank Network Management

Malvern, PA

Full-time

Hybrid

Senior Level, Lead/Staff

10+ years exp

Vanguard is a company focused on the long-term financial wellbeing of its clients. They are seeking a visionary leader to shape the future of their Cash and Savings business, overseeing rate strategy and bank network management to ensure competitive offerings and alignment with enterprise goals.

FinanceFinancial Services

No H1B

Responsibilities

Define and champion the long-term strategy for rate and bank network management across the Cash & Savings portfolio

Serve as a thought partner to senior leaders in Finance, Risk, Legal, and Vanguard Client Segments to align pricing and capacity decisions with enterprise goals

Lead strategic planning and transformation initiatives that position Vanguard as a market leader in cash solutions

Architect rate structures that drive client value, competitive differentiation, and financial sustainability. Explore new and innovative pricing strategies

Lead pricing forums and governance routines to ensure transparency, agility, and alignment across segments

Monitor macroeconomic trends, competitor movements, and client behaviors to inform strategic pivots and day to day pricing execution decisions

Oversee the design and evolution of Vanguard’s program bank network, including dual supplier resiliency, capacity planning, and onboarding strategy

Negotiate and manage strategic Rate & Pricing partnerships

Ensure operational excellence and risk-smart execution across bank-related Rate & Pricing processes

Represent Cash & Savings in enterprise forums, steering committees, and strategic reviews

Collaborate with enablement teams to ensure scalable delivery, crew readiness, and client experience alignment

Drive cross-functional integration with Advice & Wealth Management Segments, Workplace, Personal Investor, and Institutional teams

Qualification

Strategic pricing managementBanking infrastructure knowledgeVendor managementFinancial forecastingRegulatory complianceLeadership skillsCommunication skillsStrategic thinking

Required

Minimum of 10 years' experience in financial services managing a strategic pricing function, ideally with direct accountability for setting deposit or deposit-like rates

Undergraduate degree or equivalent combination of training and experience

Proven track record of leading enterprise-level initiatives and influencing senior stakeholders

Deep understanding of banking infrastructure, vendor management, and deposit products

Exceptional strategic thinking, communication, and leadership skills

Experience with governance frameworks, regulatory compliance, and financial forecasting