M&T Bank · 1 month ago
Mortgage Closing Specialist II
United States
Full-time
Remote
Entry, Mid Level
$20.55/hr - $34.25/hr
2+ years expM&T Bank is a financial institution seeking a Mortgage Closing Specialist II. This role involves serving as an intermediary in the loan closing process, ensuring accuracy in closing documentation and compliance with regulations, while maintaining effective communication with all parties involved.
Financial Services
Responsibilities
Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience, starting with CD preparation to CD Issuance through to issuing Final Closing documents
Work with various internal departments as well as external organizations to obtain closing related documentation or obtain necessary information needed to complete a closing (i.e., payoffs, subordination’s, releases, tax, title, homeowners/flood information)
Perform a thorough and accurate review of the file to ensure the loan is in compliance with State and Federal guidelines. This also includes but is not limited to reviewing homeowners, flood, title and tax related documents
Follow up on rate lock expirations and document expirations
Review system of record information to ensure accurate closing documentation can be prepared and that the necessary closing documents are in the system
Perform validation of fees and submit wires to fund all loans within necessary time frames. Prepare and Issue CD timely and accurately, ensuring review of applicable at close conditions, investment required into transaction, and cash back at closing
Report system and closing document issues to management
Test closing documents and custom enhancements for system updates
Assist in new employee/contractor onboarding, and technical training
Aid with expansion of departmental instructional manual/materials
Serve as senior member of staff to support Team Lead in answering questions, briefing peers on policy/procedure updates and providing considerable input on day-to-day business practices
Proven ability to excel in demonstrating key skills and consistently exceeds the agreed upon objectives outlined in positions Annual Performance Objectives
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
Promote an environment that supports belonging and reflects the M&T Bank brand
Complete other related duties as assigned
Qualification
Required
Associate's degree plus a minimum of 2 years' prior Mortgage experience
A combined 4 years' higher education and/or work experience, including a minimum of 2 years' prior Mortgage experience in lieu of a degree
Strong PC skills with knowledge of spreadsheet, word processing, and email software
Specialized knowledge of all product, regulations and policies
Ability to make sound decisions based on information provided
Versatility and flexibility working within an ever changing fast paced mortgage environment
Ability to function independently within time constraints
Excellent verbal and written communication skills
Strong attention to detail and organizational skills
Ability to prioritize daily workload
Ability to work in a team environment
Strong work ethic, reliable and dependable
Notary Public
Preferred
Prior Mortgage experience in Mortgage Closing whether at a Lender, Title Company or Settlement Agent's office
Solid knowledge of Department software
Company
M&T Bank
Great companies have an enduring sense of purpose.
10001+ employees
H1B Sponsorship
M&T Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (116)
2024 (113)
2023 (84)
2022 (103)
2021 (42)
Funding
Current Stage
Late StageLeadership Team
René Jones
Chairman & Chief Executive Officer
Dan Saper
•Co-Founder/Co-Chairman of Welcome to M&T Bank Affinity Group, Western New York Chapter
Recent News
2025-10-07
2025-10-06
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