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PNC · 2 months ago

Commercial Underwriter II (Financial Institutions Group)

IL - Chicago (60606)

Full-time

Onsite

Entry, Mid Level

$45K/yr - $110K/yr

2+ years exp

PNC is a leading financial services institution that is committed to delivering exceptional customer experiences. As an Underwriter II - Commercial within PNC's Regional Credit Products Group, you will analyze credit and financial worthiness, prepare loan offerings, and manage risk while ensuring compliance with internal policies and external regulations.

BankingFinanceFinancial Services

No H1B

Responsibilities

Works under limited supervision or independently. Using independant judgement to identify risks and mitigants, prepares and effectively recommends loan offerings based on scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties and also may have limited approval and/or exception authority. Prepares offerings for specific transactions or in management of a portfolio as assigned and interacts with internal/external customers. May provide recommendations for credit structuring

Using independant judgement to identify risks and mitigants, prepares and effectively recommends loan offerings based on scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio

Contacts internal/external customers and other parties as appropriate to gather information and clarify inconsistent, incorrect or missing information. May include relevant pre-approval and post-approval activities

Performs or assists with the identification and/or confirmation of all external regulatory requirements. Ensures internal policies and procedures are followed

Makes recommendations on credit decisions or makes credit decisions directly as appropriate

Qualification

Credit DecisionsFinancial AnalysisRisk AssessmentsIdentifying RisksUnderwritingDecision MakingAccuracyManaging Multiple PrioritiesAttention to DetailEffective Communications

Required

University / college degree

2+ years of relevant professional experience

In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered