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Columbia Bank · 1 week ago

SBA Business Underwriter

Hillsboro, OR

Full-time

Onsite

Entry, Mid Level

$68K/yr - $100K/yr

2+ years exp

Columbia Bank is seeking an SBA Business Underwriter to manage the loan production process across multiple states. The role involves analyzing credit requests, maintaining a high-quality loan portfolio, and ensuring adherence to credit standards while fostering strong business relationships.

BankingFinanceFinancial Services

Responsibilities

Evaluate the overall credit worthiness of individuals and their ability to meet their financial obligations for traditional credit–based products as well as a variety of structured banking transactions, traded products, and underwriting activities

May work with attorneys, the SBA, and financial or other legal resources to obtain correct and accurate documents to fully protect the financial institution’s interests in the credit relationship

Review proposed transactions against the credit standards set by the organization

Monitor the Bank’s credit exposure by industry and product/transaction type to ensure adherence to the exposure limits set by the Bank

Maintain focus on day–to–day deliverables, developing solutions based upon subject expertise, and occasionally representing the department at a broader level

Ability to independently make decisions underwriting all loan product requests while adhering to Bank Policy and Procedures

Work in a fast-paced environment while working with business partners to deliver exceptional customer service to internal and external customers. Work closely with Loan Processors to assure decisions are made in a timely manner and delivered to branch

All employees are responsible for internal controls in the performance of their assigned duties. Internal control responsibilities are established in various policies, procedures, and documents, including the Code of Conduct

Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words May be asked to coach, mentor, or train others and teach coursework as subject matter expert

Qualification

Business loan underwritingFinancial analysisCredit evaluationRegulatory knowledgeWord processingSpreadsheet softwareMultitaskingTeam collaborationMentorship skillsTime managementWritten communicationVerbal communication