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Wise · 18 hours ago

Product Risk and Compliance- Expansion Senior Manager

Austin, TX

Full-time

Hybrid

Senior Level

Wise is a global technology company focused on transforming how people move and manage money. The role involves shaping the Product Risk and Compliance Program to enhance services for customers in the North American market by partnering with various teams to ensure regulatory compliance and risk management.

Financial Services

H1B Sponsor Likely

Responsibilities

Offer effective advice to Cross Functional Stakeholders on existing and forthcoming regulations, gaps, and risks

Translate and implement local regulatory requirements for Product and Engineering teams, facilitating seamless execution. This includes a deep working knowledge of Regulation E and other conduct-related payments and financial services regulations

Empower Product Teams to build risk-based products, processes, and controls and identify and respond to risks, ensuring that regulatory compliance is at the heart of the product development cycle

Perform pre-launch and ongoing product compliance regulatory analysis and risk assessments for new and existing products in the US and Canada

Monitor and report on the effectiveness of the Compliance and Risk Program to internal and external stakeholders, including Global Committees, Regulators, Internal and External Audit, and Banking Partners

Collaborate with Compliance colleagues to ensure Wise Product Teams are constantly aware of the most recent regulations and guidance

Contribute to audit management and, where required, challenge audit findings in collaboration with Compliance second line and Product teams

Support Regulatory and Risk discussions with clear action plans and updates on previously identified issues and emerging risks

Define Regulatory Risk metrics to assess the health of Wise’s new licenses and products in the US and Canada

Determine when local regulatory requirements can be met through existing global controls and when unique requirements necessitate prioritization, optimizing for the utilization of existing controls where feasible

UDAAP Oversight: Own the process to refine and improve customer communications, setting clear expectations and guidelines for marketing teams to ensure compliance with UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) regulations

Qualification

Product complianceRegulation EUDAAPRisk assessmentsCompliance frameworksInfluencing decision-making

Required

Proven experience in a similar product compliance or regulatory role within a fintech or financial services environment

Experience with and a deep understanding of payments and financial services regulations, including Regulation E and UDAAP

Demonstrated ability to influence decision-making on major projects like product launches, remediations, and audits

Experience building and scaling compliance frameworks

Company

Wise

Glassdoor4.0

Wise is a global technology company, building the best way to move money around the world.

Founded in 2011

London, GB

5001-10000 employees

https://wise.com/?&utm_medium=organic_social&utm_source=LinkedIn&utm_campaign=All&utm_content=LIPageButton

H1B Sponsorship

Wise has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (2)

2024 (6)

2023 (5)

2021 (2)