TEKsystems · 1 day ago
Mortgage Underwriter
Winchester, VA
Contract
Hybrid
Entry, Mid Level
$19.29/hr - $36.29/hr
1+ years expTEKsystems is a leading provider of business and technology services, and they are seeking a Mortgage Underwriter. The role involves evaluating and underwriting various mortgage loan types while ensuring compliance with state and federal regulations, as well as collaborating with team members to facilitate the loan process.
Information Technology
Responsibilities
To evaluate and underwrite all mortgage loan types offered by the Credit Union according to specific state and federal requirements to limit the risk exposure of company's equity portfolio
To analyze required loan documentation and information presented in the equity loan request, to condition and make appropriate loan decisions based on the acceptability of the credit risk using established guidelines of the Credit Union, secondary market investors, and applicable state and government regulations
Works on assignments requiring judgement in resolving issues or making recommendations
Underwrite VA, FHA and Conventional Loans
Analyze credit and credit reports independent of scoring systems to confirm loan eligibility
Analyze exceptions and rejections; recommend alternative mortgage products better suited to the loan applicant
Approve mortgage loans and authorize loan disbursements based on a complete analysis of submitted documentation and applicable rules and regulations
Collaborate with managers and participate in mentoring sessions for Mortgage Processors, Mortgage Closers and Mortgage Loan Officers
Collaborate with training team to maintain the on-line manual to ensure all guidelines are conveyed accurately and consistently
Determine the acceptability and marketability of the real estate property to ensure there is sufficient collateral to secure the loan
Evaluate assets needed to close the loan and determine the acceptability and adherence to investor requirements
Perform secondary review of loans that are suspended and/or declined
Basic research/review
Prepare and present counter-offers on marginal loans; prepare adverse action (loan disapproval) notifications, with awareness of the compliance provisions of the regulatory agencies
Review and evaluate documents to ensure adherence to NCUA, USPAP and all other relevant industry guidelines to ensure loan acceptance
Review/understand effects of contracts related to real estate, such as age restrictions, HOAs, etc
Work closely and collaboratively with loan originator and processor to ensure all appropriate data is obtained
Perform other duties as assigned
Qualification
Required
MINIMUM OF 1-3+ years of recent MORTGAGE UNDERWRITING experience is REQUIRED
High School Diploma required
Proficient in Microsoft Office Suite
Proficient in computer literacy
Proficient and strong data entry skills
Strong written and verbal communication skills
Preferred
Associates or Bachelors degree preferred
Benefits
Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long-term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave)
Company
TEKsystems
At TEKsystems, they understand people. Every year they deploy over 80,000 IT professionals at 6,000 client sites across North America,
10001+ employees
H1B Sponsorship
TEKsystems has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (46)
2024 (52)
2023 (33)
2022 (22)
2021 (36)
2020 (53)
Funding
Current Stage
Late StageLeadership Team
Ryan Skains
Vice President, TEKsystems Global Services
Recent News
2025-11-19
2025-10-29
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