Citizens · 2 months ago
Credit Risk Analytics Leader– Residential Real Estate
COLUMBUS, OH
Full-time
Hybrid
Senior Level
5+ years expCitizens Bank is looking for a highly quantitative individual to lead credit risk analytics in support of Residential Real Estate Lending. The role involves managing credit risk project execution, analyzing complex data sets, and providing actionable insights to optimize processes and drive strategic decisions.
Information Technology & Services
Responsibilities
Interface with partners across Product, Capital Markets, Operations, MSR, and Sales in support of strategic business initiatives and continuous optimization of credit strategy
Monitor origination and portfolio performance for the purposes of optimizing risk adjusted returns. Monitoring includes, but is not limited to, identifying deviations from expectations, diagnosing root cause, and proposing corrective actions
Develop business cases and credit policy recommendations and coordinate approval and implementation through internal governance
Exercise strategic vision to identify and drive credit optimization efforts
Own and manage the monitoring of existing processes to identify improvements that contribute to a more effective and efficient operating environment
Provide an independent assessment of the quality, quantity, direction, and overall credit risk in the organization through planned reviews
Manage small team of Credit Risk Professionals in support of the above
Qualification
Required
5+ years of Consumer Credit experience – ideally aligned with Residential Mortgage/Equity lending
Strong interpersonal skills to establish credibility and build strong relationships with business partners in working on cross-functional projects
Strong presentation and communication skills, both written and verbal
Ability to manage multiple projects simultaneously under aggressive timelines
3+ years of demonstrated application of quantitative skills in a lending environment
3+ years of relevant experience in a quantitative role utilizing statistical programing languages – SAS preferred, R, or Python
Experience with data visualization such as Tableau
Ability to perform ad-hoc analysis, glean and form insights under aggressive timelines
Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership
Ability to manage complexity/ambiguity and multiple initiatives
Track record of ownership, high degree of intellectual curiosity and a results-driven attitude
Exceptional problem-solving acumen with ability to think strategically
Preferred
Prior management experience preferred
Company
Citizens
Citizens is a mobile app that encourages and empowers polite and responsible citizenship through technology and mutual accountability.
2-10 employees
H1B Sponsorship
Citizens has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Early StageCompany data provided by crunchbase