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Firstrust Bank · 6 days ago

Mortgage Loan Officer

Maryland, United States

Full-time

Onsite

Entry, Mid Level

2+ years exp

Firstrust Bank is one of the region’s foremost community banking institutions, dedicated to fostering leadership and growth among its employees. They are seeking a Mortgage Loan Officer to originate residential mortgage loans, ensuring customer satisfaction and compliance with quality standards while meeting production goals.

BankingCommercialFinanceFinancial Services

Responsibilities

Originates quality mortgage loans in accordance with the required goals as established by Firstrust Bank

Accurately completes all required application documents in accordance with the guidelines of Firstrust Bank and/or its investors

Requests necessary documentation from borrowers to insure loans conform to the guidelines and program requirements

Submits complete mortgage applications to the lending department for processing in a timely fashion

Ensures all loans are processed and closed in a timely, accurate, and quality manner in order to establish and maintain total customer satisfaction

Actively solicits mortgage loan business from external loan sources such realtors, builders, financial advisors, accountants, etc

Actively solicits mortgage loan business from internal loan sources such as Relationship Managers and Business Development Officers

Exhibits and shows support of both the Mission and Core Values of Firstrust Bank

Ensures daily compliance with all federal (Sarbanes-Oxley Act, Section 404) and state regulations

Perform other duties as assigned by the President of Mortgage Lending and the Vice President of Mortgage Lending

Qualification

Active NMLS LicenseResidential mortgage salesMortgage loan originationMortgage loan origination systemRegulatory compliance knowledgeAnalytical skillsPC/computer skillsMS Office proficiencyCommunicationInterpersonal skillsOrganizational skills

Required

Two plus years of retail, residential mortgage sales experience

Active NMLS License

Documented residential mortgage loan origination volume in the past 12 months of $10 million

A complete understanding of residential lending from origination through closing/delivery

Previous experience on a mortgage loan origination system

Established relationships with local referral networks

Excellent verbal and written communication with the ability to effectively explain programs, loan terms and features, policies and benefits to customers

In-depth understanding and knowledge of the mortgage lending process and applicable regulatory requirements

Excellent interpersonal and negotiation skills

Strong analytical and organizational skills