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MIDFLORIDA Credit Union · 21 hours ago

Inside Mortgage Loan Originator

Largo, FL 33771

Full-time

Onsite

Mid Level

3+ years exp

MIDFLORIDA Credit Union is recognized for its excellent service and commitment to its members, fostering a positive team culture and diversity. The Inside Mortgage Loan Originator is responsible for generating mortgage loans, reviewing pre-qualifications, processing applications, and ensuring compliance with guidelines while providing exceptional customer service.

BankingCreditFinancial Services

Growth Opportunities

Responsibilities

Generating first mortgage real estate loans from the MIDFLORIDA field of membership

Reviewing pre-qualifications to determine appropriate programs and products for clients

Issuing prequalification letters and appropriate disclosures

Processing referrals and online applications

Reviewing credit reports and locking in loans with secondary market (if applicable)

Auditing files for complete information and compliance with secondary market guidelines

Providing good faith estimates, truth-in-lending, and other appropriate disclosures to borrowers within 3 business days of application

Present a neat and professional personal appearance, in accordance with credit union professional image standards

Exercise sound judgment and discretion while remaining compliant with well-defined limits and guidelines

Exhibit a high degree of integrity, trustworthiness, and professionalism always

Exude a positive and professional attitude with members and partners consistently

Develop a strong understanding of customer facing technology with the ability to discuss with and enroll members in self-service options

Support assigned branches and members in all mortgage lending needs

Perform other duties as assigned

Qualification

Loan origination experienceMortgage regulationsLoan underwriting experienceCustomer service skillsMicrosoft Office proficiencyProfessionalismVerbal communication skillsWritten communication skillsIntegrity