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Weichert, Realtors · 3 weeks ago

Mortgage Advisor

Beach Haven, NJ

Full-time

Onsite

Entry, Mid Level

$33K/yr - $33K/yr

1+ years exp

Weichert Financial Services is seeking a Mortgage Advisor to help clients achieve homeownership. The role involves originating residential mortgage loans, developing customer relationships, and collaborating with Realtor partners throughout the loan process.

InsuranceReal EstateSales

Culture & Values

Responsibilities

Develops relationships with new and current customers, as well as realtors, builders, attorneys, and referral partners. This includes Weichert Realtors, as well as the Realtor Community outside of the Weichert office

Leverages their personal sphere to generate leads, as well as proactively following up on leads from various sources provided by the Company

Issues fully assessed pre-approvals which includes all facets of the qualification process, from income and credit to property standards

Provides a complete needs analysis for each prospect, fitting them for the most suitable program for their needs and providing accurate rate quotes and rate options for each program

Submits complete and accurate mortgage loan applications that provide all of the information needed to make an underwriting decision

Stays abreast of changes in market conditions that affect the Company's many loan products

Communicates regularly with all participants during the loan origination process, keeping them updated on the status

Provides excellent customer service at all times and provides solutions for customer concerns

Promotes collaborative atmosphere with representatives of the Weichert Team. Stays up-to-speed on availability of all products and provides customers with contact information of the appropriate Weichert product representative

Ensures full compliance with all applicable federal and state law and regulations, all Company policies and procedures, and all applicable investor guidelines, including maintaining all mortgage loan origination licensing and continuing education requirements

Updates lead portals, the CRM and other tracking software on a regular basis

Performs other duties as assigned

Qualification

Loan origination licenseMortgage loan originationCustomer relationship managementMicrosoft Office proficiencyOralMultitaskingMath skillsProblem-solving skillsWritten communicationPresentation skillsAttention to detail

Required

High school diploma or GED

Individual state loan originator license(s) required for specific states in which employee engages in any mortgage loan origination activity

Ability to determine appropriate interest rate quotes to customer and to determine maximum qualification amounts based on investor guidelines

Ability to apply investor guidelines to specific sales situations and use discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysis

Ability to set goals and divide processes into timelines

Excellent problem-solving skills are essential

Proficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the Company's proprietary mortgage software products

Excellent oral and written communications skills

Ability to conduct presentations and hold one-on-one meetings

Ability to multitask in a fast-paced environment

Superior customer services skills with a strong attention to detail

Exceptional math skills including addition, subtraction, multiplication, division, percentages, and fractions

Knowledge and ability to use typical office equipment (PC, calculator, fax machine, etc.)

Preferred

At least one (1) to three (3) years of retail mortgage loan origination experience preferred

General financial sales, real estate or mortgage operations experience may be substituted for part of the required mortgage loan origination experience