Stellantis Financial Services US · 2 weeks ago
Automotive Commercial Underwriter
Dallas, TX
Full-time
Hybrid
Senior Level
5+ years expStellantis Financial Services (SFS) is the new captive finance company for a leading automaker, providing opportunities for career advancement. The Automotive Commercial Underwriter is responsible for financial analysis related to commercial lending and ensuring compliance with legal and risk management requirements.
AccountingFinanceLeasing
No H1B
Responsibilities
Underwriting commercial loan requests by analyzing the financial condition of the dealerships via financial statements, tax returns, CPA statements, general ledgers, trial balances, account schedules, bank statements, or any other necessary documentation
Ensure appropriate security (guarantees, collateralization) are recommended per both the risk profile and ownership structure of the dealership
Direct package decisioning to the appropriate authority level per SFS policy
Present, communicate package details as required by that authority level, including recommendation
Own UCC filing process, ensuring legal security matches that defined in the credit package
Timely and clear communication with key stakeholders through the underwriting process
Obtain answers to any questions re: the financials, line amounts, loan structure, or any other relevant facets of the loan
Maintain customer focus throughout the underwriting process; no shortcuts and beware of timing and relevance of requests of dealers to the final product
Final review of loan documentation and take-over audit prior to loan funding
Conduct periodic account reviews and maintenance
Perform other ad hoc duties as assigned
Qualification
Required
Minimum 5 years experience in automotive financial services
Minimum 2 years automotive commercial underwriting experience
Bachelor's degree in Business Administration, Finance, or a related
Excellent understanding of dealership entity legal ownership structure and clear, concise explanation of those structures
Strong knowledge of cash flow analysis and pro forma forecasting and scaling
Strong written and oral communication, problem-solving, critical thinking, teamwork, and time management abilities
Good interpersonal and customer service skills
Proficient Microsoft Office skills in Excel, Word, and PowerPoint
Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX
Preferred
Experience - Commercial risk management and/or commercial lending
Extensive experience interacting with dealers
Skills - Knowledge of web-based tools such as DataScan, Docusign, Salesforce, credit reporting, OFAC, and customer due diligence products
Company
Stellantis Financial Services US
Stellantis Financial Services provides new and used auto financing for Stellantis’ premier brands: Chrysler, Dodge, Jeep®, Ram, Mopar, SRT, FIAT®, and ALFA ROMEO.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Alberto Grippo
Deputy CEO, COO Commercial Lending
Bennie Duck
Executive Vice President and Chief Financial Officer
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