Centennial Bank · 1 month ago
Mortgage Loan Originator-Destin
Destin, FL
Full-time
Onsite
Mid, Senior Level
4+ years expCentennial Bank is seeking a Mortgage Loan Originator who will solicit residential first mortgages through various contacts. The role involves interviewing loan applicants, making credit decisions, and maintaining high levels of customer service while managing expectations.
BankingFinanceFinancial Services
Responsibilities
Solicits residential first mortgages through contacts with Realtors, builders, and developers
Interview loan applicants and makes credit decisions
Work with assigned branch office to ensure awareness of home loan products
Handle referrals from branch office and provide appropriate follow-up
Develop referral contacts (realtors, builders, professional and personal contacts)
Analyze financial data to determine creditworthiness
Maintain knowledge of available loan products, processing procedures and underwriting guidelines
Take borrower applications
Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor
Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner
Maintain high levels of customer service while managing each applicant's and support staff's expectations
Attend and participate in all lending meetings as required
Complete BSA/AML training and other compliance training as necessary
The ability to work in a constant state of alertness and in a safe manner
Perform any other related duties as required or assigned
Qualification
Required
Broad knowledge of such fields as accounting, marketing, business administration, finance, etc
Equivalent to a four year college degree, plus 4 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience
Ability to read, analyze, and understand general business/company related articles and professional journals
Ability to speak effectively before groups of customers or employees
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume
Ability to apply concepts such as fractions, ratios, and proportions to practical situations
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists
Ability to interpret a variety of instructions furnished in written, oral, or diagram formats
This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS)
Intermediate: 10-Key, Accounting
Company
Centennial Bank
Centennial Bank offers businesses, investors, and municipalities a wide range of commercial, retail banking, and related financial services.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Arlene Lovelace
SVP, Chief Human Resources Officer
Brandon Cass
SVP, Chief Information Security Officer
Recent News
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2024-06-05
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