General Electric Credit Union · 2 days ago
Commercial Lending Officer
Cincinnati, OH
Full-time
Onsite
Mid Level
3+ years expGeneral Electric Credit Union is a not-for-profit, member-owned full service financial institution headquartered in Cincinnati, and they are seeking a Commercial Lending Officer responsible for developing new commercial business and expanding existing customer relationships. The role involves making and servicing commercial loans while ensuring compliance with lending policies and maintaining a high-quality loan portfolio.
Financial ServicesLegalNon ProfitReal Estate
Responsibilities
Contact viable leads and current clients to identify and pursue new lending opportunities
Understand and effectively articulate our products, services, and value propositions
Network to build strong center of influences (COIs) resulting in the generation of lending opportunities that fit the credit union’s growth strategy
Build, maintain, and manage relationships with assigned book of business with the intent to achieve deposit growth objectives while ensuring to provide excellent member service
Maintain professional, prompt, and effective communication throughout the entire loan process with COIs, applicants, vendors, and colleagues
Manage portfolio, including managing renewals and loan modifications
Evaluate, analyze, and interpret financial data to assess creditworthiness and risk
Counsel members throughout the loan process, negotiate terms, and structure loans
Stay updated on market trends to provide competitive financing solutions
Ensure all loans comply with credit union lending policies and regulatory requirements
Represent the credit union in community activities to enhance its image and promote its services
Collaborate with team members to ensure efficient loan processing
Performs other duties to support the department as needed
Qualification
Required
High school diploma, or GED required; bachelor's degree preferred
Minimum of 3 years of experience in commercial lending, and portfolio management to the CLO qualifications
SBA Lending experience a plus
The ability to read and understand tax returns and financial statements, credit reports, and other business-related documents
Working knowledge of various commercial transaction types including real estate, equipment, ownership changes, and other business financing needs
Knowledge of regulatory requirements associated with this position
Ability to work independently and driven to achieve goals
Self-starter with a focus on sales and providing an excellent member experience
Strong communication skills to build relationships and collaborate with others
Benefits
Health, Dental and Vision insurance
Life and Disability insurance options
Paid Time Off starts accruing once hired and take your birthday off - paid
401k Retirement plan with up to a 10% match of your base gross compensation
Tuition reimbursement opportunities & professional development
Volunteer opportunities -and earn additional PTO hours!
On-site clinics for Vaccines and Mammograms
Company
General Electric Credit Union
General Electric Credit Union offers investment, real estate, legal, financial, identity theft and debt management services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Kevin Motley
Chief Financial Officer
Ashley L. Cunningham
Chief Member Officer
Recent News
Cincinnati Business Courier
2025-03-19
The Business Journals
2025-01-10
Credit Union Times
2023-12-24
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