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Tower Hill Insurance Group · 3 weeks ago

Underwriter - Personal Lines

Gainesville, FL

Full-time

Onsite

Entry Level

1+ years exp

Tower Hill Insurance Group is a growing company in the homeowners insurance sector, seeking a talented Underwriter - Personal Lines. The role involves evaluating new and renewal insurance applications, assisting in policy decisions, and collaborating with agents and internal teams to manage the Personal Lines portfolio.

Commercial InsuranceCustomer ServiceFinancial ServicesInsurance

Comp. & Benefits

Responsibilities

Review insurance applications and endorsements to evaluate submissions information required to accept or reject new policies based on underwriting guidelines

Assess risk quality for in-force book of business through renewal review process to ensure compliance within company guidelines and initiate appropriate loss prevention actions

Provide new policy and renewal decision recommendations for peer review and approval

Research and resolve requests for missing information from agency partners

Must be highly customer service oriented and able to communicate effectively in a fast-paced team environment. Utilize strong written and verbal communication skills to develop and leverage customer relationships

Communicate daily with agents via telephone, internal diary, and email to obtain information, respond to inquiries, and assist in risk placement and rating

Communicate with field representatives and other insurance or inspection companies to obtain information, answer inquiries, and explain company underwriting policies

Develop and maintain effective business relationships with internal customers including, Actuary, Marketing, IT and Claims to attract and retain profitable business

Interpret and explain products and services to internal and external customers

May travel periodically to assigned field

Qualification

Underwriting guidelinesRisk assessmentPropertyCasualty insuranceInsurance licenseCustomer serviceCommunication skillsTeam collaboration

Required

Bachelor's Degree required

Minimum of one (1) year of relevant work experience preferred

Active Insurance License strongly preferred

Preferred

Equivalent experience may substitute for minimum educational requirements. Equivalent experience may include two (2) years of relevant experience

Property and casualty insurance industry designations preferred (i.e. Associate in Claims [AIC], Chartered Property Casualty Underwriter [CPCU], etc.)