Central Bank ยท 4 days ago
Commercial Loan Officer
Springfield, MO
Full-time
Onsite
Entry Level
3+ years expCentral Bank is seeking a Commercial Loan Officer to solicit, develop, and manage credit relationships with individuals and businesses. The role involves overseeing a commercial loan portfolio while ensuring profitability and adherence to lending guidelines and regulations.
FinanceFinancial Services
Responsibilities
Solicit, develop and manage credit relationships with individuals and businesses seeking a variety of secured and unsecured loans, including commercial, real estate, and construction
Oversee and manage commercial loan portfolio
Works with Chief Lending Officer or Senior Commercial Lender on more complex relationships
Responsible for the overall profitability and quality of loan portfolio
Operate within established lending authority and guidelines; provide optimum profitability balanced with acceptable risk
Ensure adherence to established bank loan procedures, practices and reporting requirements
Responsible for sales development and referral activities including STEP sales training and activities
Create a teamwork environment to ensure that quality service is provided and sales/business development goals are met
Conducts relationships and activities consistent with established Bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable State and Federal laws and regulations
Qualification
Required
Bachelor's degree; or equivalent combination of education, training and experience that provides the required knowledge, skills and abilities
Typically less than three years lending experience
Knowledge of current bank lending procedures and policies, lending regulations (state and federal), lien laws, collection/bankruptcy regulations, and loan documentation
Knowledge of commercial lending and real estate field, including appraisals, deeds, and lien recording
Ability to analyze financial statement and loan risk
Possess good judgment skills
Ability to make decisions within prescribed guidelines, research and solve problems, work independently, handle confidential information and manage multiple tasks
Thorough knowledge of bank products and services
Demonstrated skill in soliciting business for bank deposit products and loan services
Ability to identify client needs, present banking solutions and bank products
Ability to recognize closing opportunities and retain and grow customer relationships
Ability to read, write, and speak English
Excellent verbal, listening and communication skills
Strong customer relations skills and ability to work with employees and customers in a cooperative manner
Ability and desire to work as part of a team, and with people of diverse backgrounds
Strong organizational skills and attention to detail
Ability and desire to represent Central Bank of the Ozarks Market in the community
Willingness to assume additional responsibilities, duties, and projects as they arise
Ability to operate office equipment including PC's, calculators, telephones, voicemail, and copy/printer/fax machines
Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
Ability to drive a vehicle
Must maintain a current, valid driver's license and an acceptable driving record for bank insurance purposes
This position requires registration with the National Mortgage Licensing System and Registry, (NMLS), as created under the S.A.F.E. Act
Preferred
Knowledge of agricultural business and/or agricultural lending experience
Company
Central Bank
Central Bank is a privately held $20 billion bank headquartered in Jefferson City, Missouri. Serving 13 markets in 8 states.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2019-04-10Acquired
1998-07-01IPO
Leadership Team
Bill Ferguson
President and CEO
Marshall Abney
President & CEO
Recent News
Business Wire
2022-03-01
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