Upstart · 5 hours ago
Software Engineer, Core Pricing
United States
Full-time
Remote
Mid, Senior Level
$142K/yr - $197K/yr
3+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The Software Engineer in Core Pricing will implement and maintain features that manage the pricing process for Upstart’s product lines, collaborating with cross-functional teams to optimize pricing decisions and enhance borrower experiences.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Work closely with cross-functional teams to understand business goals and translate them into technical requirements
Develop robust, high-performance services that enable real-time pricing decisions
Optimize and refactor code for scalability and efficiency, ensuring low-latency responses in our pricing engines
Maintain and evolve our API infrastructure to support the growing volume of products and integrations
Ensure the quality and reliability of pricing models by writing unit and integration tests, participating in code reviews, and monitoring production systems
Qualification
Required
3+ years of professional software development experience building scalable public or consumer-facing web and/or mobile products displaying a passion for user-experience, and a product-first mindset
High level of proficiency coding in production with Python, Kotlin, or Go or languages with similar syntax
Exhibits a growth mindset - you're not afraid to pick up new technologies that are best for the task, and learn from others
Experience with building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP)
Ability to work in a collaborative, agile environment and manage competing priorities
Strong problem-solving skills with an emphasis on scalability and performance
Excellent communication skills, able to explain complex technical topics to non-technical stakeholders
Proven ability to influence technical and non-technical stakeholders, overcoming objections by presenting evidence through data
Proven success independently leading small engineering teams on complex, multi-month initiatives meeting challenging but realistic deadline
Exhibits a bias for action and comfortability persevering through ambiguity - you regularly practice critical thinking and love to solve difficult problems
Exhibits a passion for mentorship and coaching junior-mid level Engineers
Preferred
Background in finance / fintech, financial mathematics, statistics, or machine learning
History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person
Well versed with microservices, distributed systems, and cloud-native development (AWS or GCP preferred)
Knowledge of, or hands-on experience utilizing advanced CI/CD technologies with a focus on infrastructure/everything as code
Contributes to the open-source community, educates others on software development best practices, or spends time outside of work staying up with the latest trends in modern SDLC
You are the Subject Matter Expert or go-to for an important domain on your current or previous team, and love to teach others about it
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase