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Chase · 3 days ago

Credit Strategy Officer - Chase Auto - Executive Director

8181 Communications Pkwy Ste C, Plano, TX, 75024, US

Full-time

Onsite

Lead/Staff

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. As the Credit Strategy Officer - Executive Director for Chase Auto, you will manage credit risk, ensure sound lending decisions, and oversee the credit function for the Auto organization.

BankingFinancial Services

No H1B

Responsibilities

Evaluate and approve credit exposures for commercial or consumer lending, ensuring alignment with risk appetite and policies

Monitor loan portfolios, identify potential risks, and develop strategies to mitigate them

Help shape credit policies, underwriting standards, and risk management frameworks

Ensure adherence to banking regulations and internal controls related to credit risk

Work with teams across business lines (e.g., risk, underwriting, legal, finance) to balance growth and risk

Provide approvals or recommendations for complex and high-value credit transactions

Qualification

Credit Risk ManagementConsumer Lending ExperienceBanking Regulations KnowledgeAnalytical SkillsExecutive CommunicationStrategic ThinkingLeadership SkillsCross-Team CollaborationEntrepreneurial DriveInitiative

Required

A Bachelor's Degree in finance, business administration, or a related field

Relevant experience in consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business

Ability to evaluate and manage credit risk effectively and strong judgment in approving or recommending credit transactions

Knowledge of banking regulations and ensuring adherence

Demonstrated career of successful program implementations

Exceptional Analytical & Financial Skills: Advanced quantitative and qualitative finance abilities, leveraging data and feedback to solve complex problems and drive decision-making

Strategic Thinking & Execution: Proven ability to identify opportunities for innovation and business improvement, with strong execution skills

Leadership & Relationship Building: Exceptional people leadership, relationship development, and negotiation skills, earning trust among internal and external partners

Cross-Team Collaboration: Demonstrated success collaborating across teams and business lines within large organizations

Executive Communication: Strong proficiency in creating executive-level presentations and simplifying complex topics for senior audiences

Initiative & Entrepreneurial Drive: High personal initiative, goal-setting, and entrepreneurial leadership to achieve challenging objectives