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NewtekOne (NASDAQ: NEWT) · 11 hours ago

Commercial Credit Analyst

USA

Full-time

Onsite

New Grad, Entry Level

$50K/yr - $65K/yr

Newtek One is a financial holding company that provides a wide range of business and financial solutions to the small- and medium-sized business market. They are seeking a Commercial Credit Analyst responsible for supporting Underwriters in managing credit risk by preparing financial documentation and ensuring data accuracy for sound lending decisions.

Financial Services

Responsibilities

Assist Underwriters in the analysis and management of credit risk by preparing high-quality financial spreads and credit documentation

Spread borrower tax returns and internal financial statements using designated spreading software and Microsoft Excel

Prepare and complete assigned sections of credit memorandums for Underwriter review, including but not limited to: Business and personal credit reports, Bank and merchant statements and all required financial spreads

Prepare full credit memorandums for SBA microloan requests in accordance with internal policies and SBA guidelines

Review and analyze tax transcripts to validate borrower-reported financial information

Pull and compile due diligence reports, including RMA industry data, NHRA reports, and business and personal credit reports

Ensure accuracy, consistency, and completeness of all financial and credit-related documentation prior to submission

Maintain organized electronic credit files and supporting documentation

Communicate effectively with Underwriters and other internal stakeholders regarding credit file requirements, findings, and follow-up items

Perform other related duties and projects as assigned

Qualification

Financial analysisCredit risk managementMicrosoft ExcelCredit analysis softwareCommunication skillsBachelor's degreeOrganizational skillsAttention to detailTime managementDecision-makingTeam collaboration