Universal Lending ยท 2 days ago
Underwriter (2)
United States
Full-time
Remote
Mid Level
$80K/yr - $90K/yr
4+ years expUniversal Lending is a company that specializes in providing personalized mortgage services. They are seeking a Loan Underwriter responsible for evaluating loan documentation for accuracy and compliance, ensuring loan quality, and supporting a seamless lending process.
Financial Services
No H1B
Responsibilities
Review all loan submissions submitted by origination staff and generate initial credit decisions in accordance with FNMA, FHLMC, FHA, VA, USDA, Bond and other investor guidelines as well as internal overlays
Evaluate mortgage loan applications to determine eligibility, acceptability, and compliance with applicable state, federal and investor guidelines
Perform credit and property analysis on conventional and government loan files
Analyze complex tax returns and accurately calculate income
Input data and notes into the Encompass loan system
Maintain quality and production standards as set forth by management
Effectively communicate, orally, in writing, and via email, the decisions reached to maintain positive working relationships with coworkers and customers
Qualification
Required
Highschool diploma; or general education degree (GED) required
Direct Endorsement (DE) and/or LAPP/SAR certifications
Must have working knowledge of Encompass or other LOS systems
Proficient in Excel, Word, Outlook, PowerPoint
Conventional and Government underwriting experience
Superior knowledge of and experience with property and credit underwriting requirements of FNMA, FHLMC, FHA and VA, as well as other loan programs and private mortgage insurance companies
Capability of working in a fast-paced environment, under pressure and meet time-sensitive deadlines, all while maintaining a high level of professionalism
Superior analytical, organizational and problem-solving abilities
Ability to work independently, analyze data, take and recommend appropriate actions with minimal supervision
Ability to exhibit professional written and verbal communication
Excellent organizational and time management skills
Demonstrated ability to interact effectively with others both internal and external
Demonstrated judgment and decision-making ability
Strong attention to detail, organization skills and follow-through capabilities
Preferred
4-year college degree preferred
Benefits
Medical
Dental
Vision
Company
Universal Lending
Universal Lending Corporation (ULC) was established nearly 40 years ago with a core belief: every customer deserves personalized attention throughout the mortgage process.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase