NMS · 1 week ago
Remote Non-QM Loan Underwriter- West Coast Only
NMS is seeking a Non-QM Underwriter responsible for evaluating and underwriting complex non-qualified mortgage loan applications. The role requires expertise in various non-QM loan products and ensures compliance with underwriting guidelines and regulatory requirements while maintaining service quality.
RecruitingStaffing Agency
Responsibilities
Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans
Underwrite and approve or deny loan applications based on the company’s guidelines, policies, and regulatory requirements
Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues
Ensure loan files are complete, accurate, and compliant before final approval or denial
Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products
Provide guidance and support to junior underwriters and other team members as needed
Maintain a high level of productivity and quality assurance while meeting deadlines
Qualification
Required
Minimum of 3+ years of experience in underwriting Non-QM loans
Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products
Experience Underwriting Non-QM products within the past year
Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans
Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail
Excellent communication skills, both written and verbal
Ability to work independently and as part of a collaborative team
Strong organizational and problem-solving skills
Company
NMS
NMS (National Mortgage Staffing), we specialize in providing top-notch direct hire and temporary recruitment services tailored to your company’s needs in the financial industry.