Truist ยท 16 hours ago
Sheffield Underwriter I
Winston-Salem, NC
Full-time
Onsite
New Grad, Entry LevelTruist Bank is seeking a Sheffield Underwriter I to evaluate and underwrite retail loan applications. The role involves processing credit applications, maintaining accurate dealer information, and ensuring compliance with underwriting policies to deliver excellent client service.
BankingFinanceFinancial Services
Responsibilities
Process and decision credit applications and assess risk of applicants consistent with Sheffield Loan Processing policies and TRUIST. Underwrite consistent with our fraud processes, applying override rules and adjudicating the correct promotions for the original equipment manufacturer (OEM) and approving credit under the correct advance rates
Make sure all personal and dealer information is logged onto the system correctly and accurately with a high attention to detail
Adjudicate credit decision within Sheffield's service level agreement (SLA) time range of receipt of application or request additional information
Field and service dealer/customer client questions relating to underwriting, operational or procedural details including promotional offerings, policies, incentives, lien perfection and other general information
Provide various direct mailings of current programs to dealers, as needed, in an effort to develop relationships
Carry out dealer penetration and relationship building campaign initiatives through tele-consulting, dealer meetings and open houses
Maintain working knowledge of the products that Sheffield finances and knowledge of manufacturer's suggested retail prices (MSRPs)
Assist management and other departments, on an as needed basis, with periodic operational, clerical, regulatory and customer service initiatives which do not violate separation of duties principles
Initiative dealer service call activities to allocated dealer group, in accordance with departmental campaigns, call goals and expectations of Sheffield
Assist in managing fraud and mitigating Bank Secrecy Act/Anti-Money Laundering (BSA/AML) risk by following approved policies
Follow underwriting and scorecard processes to include properly documenting accounts, using the correct mitigating factors when adjudicating credit
Correctly calculate long-term value (LTV) and advance rates under OEM approved guidelines
Qualification
Required
High School diploma or equivalent
Strong decision making and organizational skills
Excellent verbal and written communication skills
Strong customer service skills
Demonstrated problem-solving skills
Ability to multi-task
Ability to work effectively in a fast-paced environment
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
Preferred
Bachelor's degree in business
Retail finance experience particularly indirect space
Benefits
Medical
Dental
Vision
Life insurance
Disability
Accidental death and dismemberment
Tax-preferred savings accounts
401k plan
Vacation
Sick days
Paid holidays
Defined benefit pension plan
Restricted stock units
Deferred compensation plan
Company
Truist
Truist is the sixth-largest commercial bank in the U.S.
Founded in 2019
10001+ employees
H1B Sponsorship
Truist has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (313)
2024 (247)
2023 (288)
2022 (275)
2021 (278)
2020 (270)
Funding
Current Stage
Late StageTotal Funding
unknown2021-01-01Seed
Leadership Team
Michael Maguire
Chief Financial Officer
James Cordovana
SVP of Cloud Security Enterprise Architect
Recent News
Maryland Daily Record
2026-01-03
Company data provided by crunchbase