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Equity Bank · 8 hours ago

Mortgage Processor

Wichita, KS

Full-time

Onsite

Entry Level

1+ years exp

Equity Bank is a full-service community bank based in Wichita, Kansas, and they are seeking a Mortgage Processor to join their Mortgage Operations team. The role involves ensuring loans are processed and closed in accordance with established guidelines, managing the loan pipeline, and acting as a liaison between borrowers and lenders to facilitate the loan process.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Mortgage Processor/Closer

Ensure loans are processed and closed in accordance with established agency and investor guidelines, policies, procedures, and clear to close conditions

Order property abstract/title, survey (if appl), appraisals, and other verifications as required

Review documents for accuracy and completeness prior to submitting to underwriting

Manage pipeline daily to ensure deadlines are met

Interact with the Lenders to resolve file discrepancies and, as necessary, request documentation

Act as liaison with borrowers, customers, other bank employees, outside entities to facilitate loan processes

Coordinate the smooth process of the loan closing with the title company and lender to ensure all loans are closed in a timely manner

Complete Processing/Closing Compliance checklist on all loans and upload to loan file

Disburse loan funds by initiating wire amount through bank wire program or disburse by check if needed

Assist in resolution of investor and/or Quality Control requests

Perform all duties in accordance with Equity Bank mortgage standards

Store all loan documents in Loan Operating System (LOS) as received

Mortgage Loan Compliance

Review all documents for accuracy

Ensure loans are in accordance with state and federal regulations such as, but not limited to, RESPA, HMDA and Fair Lending Practices

Stay up to date on the changing rules and regulations pertaining to both private and government-insured mortgages

Work in accordance to published department service level agreement

Benchmark of less than 5% error ratio as documented through Quality Control reports, Internal Audits, External Audits and Regulatory Examinations

Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements

Perform other duties as assigned, required, or requested

Qualification

Encompass Loan Operating SystemLoan Processing/Closing experienceTRID experienceCompliance knowledgeMicrosoft OfficeInterpersonal skillsDecision making

Required

Working knowledge of Encompass Loan Operating System (LOS) is a plus

1-2 years Loan Processing/Closing experience (FHA, VA, USDA, and Conventional) with strong agency guideline knowledge

TRID experience

Ability to make decisions in a time sensitive manner

Computer skills, Microsoft Office

Excellent interpersonal skills and professional manner

Knowledge of compliance and disclosure requirements

Benefits

Health, Dental & Vision Insurance

Group Life & Long-Term Disability Insurance

Flexible Spending & Health Savings Accounts

Group Cancer Insurance

401(K) Retirement Plan w/ Company Match

Generous Vacation & Sick Time

Employee Stock Purchase Plan (ESPP)

Pet Insurance

Retail Banking Benefits

Company

Equity Bank

Glassdoor3.7

Equity Bank is a commercial bank that offers financial services.

Founded in 2002

Wichita, Kansas, USA

501-1000 employees

https://www.equitybank.com/

H1B Sponsorship

Equity Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

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2021 (1)