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TowneBank · 1 day ago

Commercial Portfolio Manager III

Winston-Salem, NC

Full-time

Onsite

Senior Level, Lead/Staff

8+ years exp

TowneBank is a financial institution seeking a Commercial Portfolio Manager III to assist loan officers in managing and monitoring their loan portfolios. The role involves loan underwriting, member interaction, and various member service tasks to enhance the efficiency of loan portfolio management.

Banking

Responsibilities

Assist the loan officers with the loan approval process by obtaining and analyzing financials, preparing loan summaries and packages for approval

Attend outside prospect and member meetings as necessary

Monitor the maturing loan report and assist loan officer and administrative officer in underwriting loans for renewal, to include requesting necessary financial information and completing LCA’s for temporary extensions

Manage LO’s Past Dues including adding comments to Insight

Inputting both new loans and renewals to B2B

Complete quarterly Problem Asset Reports for the loan officer’s portfolio for review and approval and assist with managing credit monitoring items and Priority 1 exceptions

Learn about each of the Bank’s products and services as well affiliate companies to look for additional cross selling opportunities as well as assist the loan officer and administrative officer when needed

Work on special projects as requested to help improve efficiencies in the overall loan portfolio management of the region

Work along with and independently of the officers to understand closing requirements for all loans as well as help clear exceptions as needed

Proactively build strong and effective partnerships with all business partners

Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA)

Other duties as assigned

Qualification

Credit analysisUnderwriting commercial creditMember service skillsLoan operations experienceCommunication skillsBank policiesComputer skillsBusiness degreeB2CB2BTeam collaboration

Required

Excellent member service skills

Excellent communication skills and the ability to interact professionally with internal and external members

Complete understanding of TowneBank lending culture and philosophy

Satisfactory completion of Credit and Small Business rotation or equivalent knowledge and experience in analyzing financial statements and underwriting commercial credit

Ability to work with minimum supervision

Ability to work well with various internal departments to achieve team goals and objectives

Previous lending experience or experience in loan operations

Knowledge of Bank policies and procedures

Computer skills (Word and Excel)