Graystone Group · 23 hours ago
Mortgage Underwriter
McLean, VA
Full-time
Onsite
Entry, Mid Level
$75K/yr - $90K/yr
2+ years expGraystone Group is the largest hard money lender in the Mid-Atlantic region, specializing in fast, flexible financing solutions for real estate investors. They are seeking a meticulous Underwriter/Credit Analyst to evaluate loan applications, analyze financial data, and ensure underwriting decisions align with company risk policies.
Staffing & Recruiting
Hiring Manager
John Gray IV
Responsibilities
Evaluate real estate loan applications, credit reports, title insurance reports, income & asset documentation, and any necessary verifications: closely analyze appraisals (working with Real Estate Analysts), Personal Financial Statements, Credit/Background Reports, Track Records, Construction Budgets, and Tax Returns for accuracy and quality control measures
Conduct in-depth financial analysis of loan applications, including borrower credit, income verification, asset evaluation, and debt service coverage
Assess property values, market conditions, and potential risks using appraisals, construction budgets, rent rolls, and other supporting documentation
Structure loan terms and conditions based on risk assessment while aligning with company lending policies
Collaborate with loan processors, sales, and legal teams to ensure timely and accurate loan approvals
Ensure compliance with company underwriting guidelines, industry regulations, and internal credit policies
Maintain accurate loan files, documentation, and credit memos to support decision-making and audits
Provide recommendations to senior leadership on loan approvals, declines, or modifications based on thorough risk assessment
Communicate underwriting decisions clearly and professionally to internal teams and external stakeholders
Qualification
Required
Bachelor's degree in Finance, Real Estate, Economics, Business Administration, or a related field
Minimum of 2 years of experience in real estate underwriting, commercial lending, or asset-backed lending
Strong understanding of financial statements, credit analysis, and risk assessment in real estate transactions
Proficiency in Microsoft Office (Excel, Word, PowerPoint) and familiarity with loan origination software
Excellent analytical, problem-solving, and decision-making skills
Strong interpersonal and communication skills to collaborate effectively across departments
Ability to work under tight deadlines, manage multiple priorities, and maintain attention to detail
Benefits
Health, Dental, Vision, etc.
Paid Holidays and Vacation
401k with Match
Company
Graystone Group
At Graystone Group, we prioritize and emphasize the importance of the human touch in an ever-evolving human capital management landscape.
2-10 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase