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USF Credit Union · 1 day ago

Consumer Lending Loan Officer

Temple Terrace, FL, US

Full-time

Hybrid

Entry Level

1+ years exp

USF Credit Union is committed to being an influential partner in their members’ financial journey. The Consumer Lending Loan Officer is responsible for assisting members with their consumer lending needs, analyzing loan requests, and making recommendations based on established lending standards and regulations.

BankingFinancial Services

Responsibilities

Interviews loan applicants to identify information concerning their loan needs, earnings, and financial condition. Assist applicants with application process when necessary

Reviews and analyzes credit report and application data to determine the degree of risk involved in extending credit or lending money. Recommend loan decisions based on information present

Reviews the terms and conditions of an approved loan with the member

Communicate effectively with members and business partners to ensure timely processing of application

Reviews application and supporting documentation for completeness and accuracy prior to submitting for signatures from applicant

Provides prefunding audit for completeness of peers’ loan files

Identifies referral and cross-sell opportunities for additional credit union products/services as well as ancillary products while delivering value proposition of financing with the credit union

Assist Mortgage department with applications, inbound calls, and miscellaneous admin functions as needed

Keeps informed of current trends in consumer credit and regulations as well as updates to credit union lending guidelines, processes and procedures

Participate in department meetings, job-specific training as well as sales development activities

Performs other job-related duties as assigned

Qualification

Lending experienceResidential mortgage lendingSales experienceCustomer service experienceBank Secrecy Act knowledgeMicrosoft WordMicrosoft ExcelMicrosoft PowerPointMicrosoft OutlookSymitarDocusignBilingualVerbal communicationWritten communication

Required

A high school diploma or G.E.D

One (1) or more years of lending experience in a financial institution required. Underwriting experience helpful

Minimum of one (1) year of sales and customer/member service experience

Experience in residential mortgage lending

Excellent sales and service skills with the ability to quickly gain rapport and build relationships with members

Experience with Microsoft Word, Power Point, Excel, Outlook, Symitar, and Docusign

Strong verbal and written communication skills

Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act

Preferred

Bilingual preferred

Benefits

Competitive pay, robust incentive programs, 401k matching, Mortgage and Auto Loan discounts

4 weeks minimum paid time off work, work anniversary paid time off, 11 paid holidays and 8 hours paid volunteer time off.

Medical, Dental and vision plans with FSA option. (Employee Only Premiums for Dental and Vision are 100% Credit Union covered).

100% Credit Union Paid Short-Term and Long-Term Disability and Life Insurance

Employee Assistance Program

Undergraduate and Graduate Tuition Reimbursement

Company

USF Credit Union

At USF CU, our hiring process focuses on finding All-Stars who align with our core values of excellence, passion, innovation, community and collaboration.

Founded in 1959

Tampa, Florida, USA

201-500 employees