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Northwest Bank · 2 hours ago

Deposit Pricing & Analytics Manager

Fishers, IN

Full-time

Onsite

Senior Level, Lead/Staff

8+ years exp

Northwest Bank is a premier financial services provider focused on delivering best-in-class customer experiences while remaining committed to the local communities we serve. The Deposit Pricing & Analytics Manager will work cross functionally to accelerate balance and customer acquisition, manage balance retention, and ensure competitive positioning of deposit products. This role involves developing pricing strategies, managing deposit models, and collaborating with various stakeholders to enhance product offerings.

BankingFinancial Services

H1B Sponsor Likely

Responsibilities

Develop / Manage Deposit Pricing models to optimize rate / marketing activities allowing the bank to grow at the lowest overall cost. Including monitoring competitive landscape and ensuring Northwest maintains its desired pricing stance

Assist in the management of overall Net Interest Margin for organization, partnering with Retail, Business and Commercial Lines in addition to Treasury management to find the optimal pricing point to support balance acquisition and retention through economic cycles

Execute short-term rate tactics, support the development of new product and rate concepts, and develop long term product pricing and rate strategies

Support the development / management of overall end to end bank exception rate processes

Partner with stakeholders to execute on all rate change implementations

Partner with other Product Management team members and other stakeholders to support development of the product vision, make recommendations related to product design/functionality (as measured by customer value, growth and business outcomes) and work with marketing and sales to ensure we are executing on those visions

Partner with internal stakeholders, aligning on customer and market research and analytics to ensure we are working towards our current year objectives

Manage third party relationships, including Curinos, related to competitive insights, model development and deployment

Research customer segments served by Northwest Bank’s products, conduct market assessments, and recommend actions to increase share of wallet and market share

Support in the development of annual and strategic financial plans for Deposit Portfolio

Create general Ad Hoc analysis within the deposit portfolio

Maintain Northwest Bank’s standard for internal controls, such as the internal and external audit points working efficiently and effectively to satisfy any issues raised by regulators as needed

Support in Vendor management responsibilities

Market Research and Analysis:

Stay abreast of market trends, competitor offerings, and evolving client requirements. Use market signals and insights to identify opportunities make enhance existing products. Perform continuous benchmarking related to our Deposit Rates and Product offerings

Portfolio Management:

Monitor portfolio trends including P&L, Balances, Fee income, productions, attrition. Report out to partners, make recommendations for enhancements/corrective action when actuals are not inline with expectations

Work closely with Treasury to support overall bank funding

Risk Management:

Have solid understanding of first line of defense, the importance of risk management and their roles and responsibilities therein

Knowledge of fundamental regulations governing U.S. retail deposit accounts, payments, and digital banking services, including but not limited to Regulation DD, Truth in Savings, Regulation E, and Regulation CC. Apply this knowledge to ensure compliance, risk management, and proper regulatory reporting

Working knowledge of other important regulations, including but not limited to the Bank Secrecy Act (BSA), Patriot Act and Office of Foreign Assets Control (OFAC)

Responsible for adherence to compliance as it pertains to products, services, delivery and management of deposit products and overall portfolio

Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations

Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency

Work as part of a team

Work with on-site equipment

Complete other duties and special projects as requested by management

Qualification

Deposit pricingRate analyticsModelingMarket researchFinancial planningRisk managementMicrosoft OfficeTeamworkLeadershipCommunication

Required

Bachelor's Degree Business, Finance, Marketing, or related field

8 - 12 years Deposit pricing, rate analytics, and modeling

Ability to identify existing and potential problems, obtain and evaluate relevant information, identify possible causes of the problems, and suggest an alternative course of action including innovative or creative approaches

Ability to allocate and effectively use information, personnel, time, and other resources necessary for implementation of Northwest's strategic plans

Ability to make decisions, render judgments, and take action on tasks within the scope of given authority in a timely fashion

Ability to develop, evaluate, and implement alternative courses of action, based on correct assumptions concerning resources and guidelines, and support decisions or recommendations with data or reasoning

Ability to present and express ideas and information effectively and concisely in an oral and/or written mode in a manner appropriate for the audience

Ability to listen and comprehend what others are saying and facilitate the open exchange of ideas and information

Ability to motivate and provide direction in the activities of others, appropriately assigning work and authority, in the accomplishment of goals; providing advice and assistance as required

Ability to understand and appropriately apply procedures, requirements, regulations, and policies; maintain credibility with others on specialty matters

Excellent people skills, a positive attitude and leadership abilities are critical to the success of this position

Adaptability, customer focus, decisiveness, driving for results, initiative, sales focus, teamwork and cooperation, business acumen, developing others, managing others, project management

Company

Northwest Bank

Northwest Bank is a financial firm that offers banking, lending, payments, and wealth management solutions.

Founded in 1896

Warren, Pennsylvania, USA

1001-5000 employees

https://www.northwest.bank

H1B Sponsorship

Northwest Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (4)

2024 (7)

2023 (3)

2022 (1)

2021 (5)

2020 (3)