RBC · 19 hours ago
Associate, U.S. Credit Risk Review
Jersey City, NJ
Full-time
Onsite
Mid Level
$85K/yr - $145K/yr
3+ years expRBC is seeking an Associate to join their Credit Risk Review team, focusing on evaluating credit risk management practices within Wholesale and Wealth Management portfolios. The role involves conducting reviews, risk assessments, and collaborating with various stakeholders to enhance credit risk processes and frameworks.
BankingFinancial ServicesWealth Management
Responsibilities
Participate in the execution of CRR reviews of the Wholesale and Wealth Management portfolios. Evaluating risk rating accuracy, underwriting and portfolio management practices, emerging risks, compliance with regulatory guidance, and compliance with RBC policies and procedures
Execute the risk-based annual plan in collaboration with CRR leadership and key stakeholders ensuring adequate, risk-based coverage of the loan portfolio
Review borrower and portfolio-level credit risk, identify appropriate remediation actions, and communicate findings clearly and effectively
Conduct risk assessments of assigned industries/portfolios
Evaluate and recommend improvements to risk frameworks, governance, and internal processes
Interface with internal and external stakeholders to ensure proper identification, documentation and resolution of all risks impacting the loan portfolio
Identify opportunities to leverage data and analytics to enhance CRR processes
Collaborates with credit risk stakeholders across all three lines of defense
Qualification
Required
3+ years of experience in wholesale credit in an underwriting, adjudication, credit risk review, audit, consulting, and/or regulatory capacity
Strong knowledge of capital markets, lending products, and U.S. regulatory guidance
Strong negotiation, oral and written communication skills
Ability to handle a diverse workload, accept accountability, assume leadership and demonstrate initiative
Preferred
Graduate degree (e.g. Master of Business Administration, Master of Science in Finance, Master of Science in Economics etc.)
Regulatory background in a supervision and regulation role
Benefits
401(k) program with company-matching contributions
Health, dental, vision, life, disability insurance
Paid-time off
Company
RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance.
10001+ employees
H1B Sponsorship
RBC has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (29)
2024 (17)
2023 (3)
2022 (4)
2021 (1)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$16.3B2025-10-30Post Ipo Debt· $5B
2025-09-15Post Ipo Debt· $1.35B
2025-07-10Post Ipo Debt· $177.74M
Leadership Team
Graeme Hepworth
Chief Risk Officer
Kelly Bradley
Chief Human Resources Officer
Recent News
Private Capital Journal
2026-01-09
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