Non QM Underwriter jobs in United States
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Rate ยท 1 day ago

Non QM Underwriter

positionUnited States
timeFull-time
remoteRemote
seniorityMid, Senior Level
money$95K/yr - $105K/yr
date7+ years exp

Rate Companies is a leader in mortgage lending and digital financial services, headquartered in Chicago. They are seeking a dedicated Non QM Underwriter responsible for underwriting residential loans, ensuring compliance with company and investor standards, and examining loan documentation for accuracy and completeness.

Consumer LendingFinanceFinancial ServicesLendingMortgagePersonal FinancePropTech
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H1B Sponsor Likelynote

Responsibilities

As an Underwriter you will be responsible for but not limited to the underwriting of residential loans ensuring compliance with appropriate company and investor standards
A Mortgage Underwriter will be responsible for examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents
You may be required to work with more senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans
You may also be required to respond directly to individual and investor audits
Includes all levels of underwriting authority and exception levels

Qualification

Mortgage underwriting experienceJumbo & Non-QM underwritingUnderwriting to lender guidelinesCredit document examinationEncompass experienceAttention to detailCommunication skills

Required

7+ years of mortgage underwriting experience
5+ years of Jumbo & Non-QM underwriting experience
Experience with underwriting to multiple lender guidelines and requirements
Critically examine credit, income and asset documents and review title policy and appraisals

Preferred

Encompass and GUS experience are preferred

Benefits

Eligibility to participate in a company-sponsored 401(k)
Vacation benefits
Eligibility for medical, dental, vision, and prescription drug benefits
Flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts)
Life insurance and death benefits
Critical care insurance
Personal accidental insurance
Commuter benefits
Pet insurance
Certain time off and leave of absence benefits
Well-being benefits (e.g., employee assistance program)
Other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources)

Company

Rate

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Glassdoor2.9
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Rate is a mortgage company that provides mortgage-related services and solutions.
dateFounded in 2000
location
Chicago, Illinois, USA
people-size5001-10000 employees
web-link
https://www.rate.com

H1B Sponsorship

Rate has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (6)
2024 (7)
2023 (3)
2022 (15)
2021 (9)

Funding

Current Stage
Late Stage
Total Funding
unknown
Key Investors
THL
2017-12-14Private Equity

Leadership Team

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Victor Ciardelli
President & CEO
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Ramesh Sarukkai
CPO & CTO
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Recent News

PR Newswire
Victor Ciardelli and the Rate App "Spin to Win" the 2025 Rate Bowl Fan Experience
2025-12-25
PR Newswire
Rate Insurance Named Top 50 Personal Lines Agency by Insurance Journal
2025-12-04
PR Newswire
Daysi Mendoza Joins Rate, Doubles Production Growth Since Leaving loanDepot
2025-12-03
Company data provided by crunchbase