Disputes & Chargebacks Specialist jobs in United States
cer-icon
Apply on Employer Site
company-logo

Rain · 1 day ago

Disputes & Chargebacks Specialist

Rain is a company focused on making the next generation of payments possible across the globe. They are seeking a Disputes & Chargebacks Specialist to own the end-to-end dispute lifecycle and protect the company and its partners from financial and reputational risk.

BlockchainCryptocurrencyDecentralized Finance (DeFi)FinTechWeb3

Responsibilities

Own the full disputes and chargebacks lifecycle, from intake and investigation through submission and resolution
Manage and file disputes with card networks (Visa, Mastercard, and others), ensuring accuracy, completeness, and adherence to strict deadlines
Investigate claims by reviewing transaction data, customer communications, merchant policies, and network rules
Use internal tools and SQL-based queries to validate transaction details, timelines, and supporting evidence
Prepare clear, evidence-backed responses that meet network standards and maximize recovery outcomes
Track dispute progress and manage follow-ups, escalations, and deadlines across active cases
Partner closely with CX, Fraud, Finance, and Operations teams to resolve cases efficiently and improve upstream processes
Maintain accurate documentation to support audits, reporting, and compliance requirements
Analyze dispute trends to identify root causes, reduce future losses, and recommend process improvements
Support automation and tooling initiatives to improve dispute handling efficiency and accuracy
Stay current on card network rules and regulatory requirements related to disputes and chargebacks

Qualification

Card disputes managementVisaMastercard knowledgeSQL queriesDispute management toolsAnalytical skillsCommunication skillsProblem-solving mindsetAttention to detailOrganizational skillsAdaptability

Required

3–5 years of hands-on experience managing card disputes and chargebacks, ideally in fintech, payments, or banking
Strong working knowledge of Visa and Mastercard dispute categories, workflows, and evidence requirements
Comfort working with data, including writing basic SQL queries to investigate transactions, validate evidence, and support reporting
Exceptional attention to detail with strong analytical and organizational skills
Clear written and verbal communication skills, including the ability to draft persuasive dispute responses
Comfort managing high volumes of cases under strict timelines
Familiarity with dispute management tools, CRM systems, and spreadsheets (Excel or Google Sheets)
A proactive, problem-solving mindset — you look for patterns and ways to prevent repeat issues
Curiosity and adaptability in a fast-growing, mission-driven fintech environment

Benefits

Unlimited time off
Flexible working
Easy to access benefits
Retirement goals
Equity plan
Rain Cards
Health and Wellness
Team summits

Company

Rain

twittertwittertwitter
company-logo
Rain is a fintech company that builds stablecoin-powered payment infrastructure that allows businesses and individuals to use digital money.

Funding

Current Stage
Growth Stage
Total Funding
$332.5M
Key Investors
ICONIQ CapitalSapphire VenturesNorwest
2026-01-09Series C· $250M
2025-08-28Series B· $58M
2025-03-24Series A· $24.5M

Leadership Team

leader-logo
Farooq Malik
Co-Founder and CEO
linkedin
leader-logo
Charles Yoo-Naut
Co-Founder and CTO
linkedin
Company data provided by crunchbase