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Citi · 3 days ago

NAM Corporate Credit Underwriter – Energy, Senior Vice President

Houston Texas United States

Full-time

Hybrid

Senior Level, Lead/Staff

$144K/yr - $217K/yr

10+ years exp

Citi is a leading global bank, and they are seeking a Senior Vice President for their NAM Corporate Credit Underwriter position in the Energy sector. The role involves underwriting credit extensions, performing financial analysis, and ensuring compliance with credit policies while managing staff and resources effectively.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Assist bankers and Underwriters in underwriting requests for credit extensions for new and existing clients, and in the writing of annual reviews with focus on more complex and higher dollar exposure transactions

Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information

Perform collateral analysis on accounts receivable, inventory, machinery and equipment and real estate in order to evaluate collateral performance and changes in trends, as well as to assess repayment capacity based secondary sources of repayment

Prepare monthly and/or quarterly reviews of existing borrowers in order to track compliance with various loan covenants as outlined in the loan Agreement

Build a solid understanding of Citibank products and services within Commercial Banking and the broader organization

Coordinate with bankers on customer calls and site visits, when appropriate

Perform industry and geographical research and other due diligence as needed

Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors

Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles

Provide backup to the team manager in workflow distribution and monitoring as needed

Recommend changes to process to achieve greater efficiency

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Qualification

Financial AnalysisCredit UnderwritingAnalytical SkillsAccountingSpreadsheet ProficiencyCommunication SkillsOrganizational SkillsProblem Solving

Required

10+ years of experience in similar roles

Candidate must have previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus)

Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections

Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process

Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner

Effective written and verbal communication skills

Problem recognition and resolution skills

Ability to work autonomously and within a team

Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software

Bachelor's degree in Finance or Accounting

Preferred

Master's degree preferred

Benefits

Medical, dental & vision coverage

401(k)

Life, accident, and disability insurance

Wellness programs

Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Company

Citi

Glassdoor3.8

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Founded in 1812

San Antonio, Texas, USA

10001+ employees

https://www.citi.com

H1B Sponsorship

Citi has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2025 (1386)

2024 (849)

2023 (1375)

2022 (1117)

2021 (876)

2020 (901)