Loan Disclosure Analyst jobs in United States
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Guaranteed Rate Affinity ยท 7 hours ago

Loan Disclosure Analyst

Guaranteed Rate Affinity is a joint venture providing mortgage origination services. They are seeking a dedicated Disclosure Analyst to review loan files, ensure compliance, and communicate with teams regarding disclosure requirements.

Customer ServiceFinanceFinancial Services

Responsibilities

Review loan files for completeness and accuracy
Ensure loans are disclosed to the borrower(s) within the required compliance windows
Verify all redisclosures follow regulatory and company guidelines
Communicate with the Pod any deficiencies that must be corrected prior to issuing disclosures
Maintain up to date knowledge of Federal, state, and local guidelines surrounding required disclosures to borrowers
Explains and reviews all disclosure requirements with Pods to assist them in understanding guidelines
Cooperate and work effectively with others to maintain an amicable, high performing workplace
General office responsibilities that may include, typing, file maintenance, report distribution
Complete tasks in a timely manner and work amicably with others
Other duties and responsibilities as assigned

Qualification

TRIDEncompassResidential mortgage lendingDocumentation review experienceMulti-taskOrganizational skillsDetail-orientedDecision-making skillsCommunication skillsTime-management skills

Required

High school diploma or equivalent required
Knowledge of TILA/RESPA Integrated Disclosure Rule (TRID)
Knowledge of mortgage management software and basic computer skills
Ability to work a fast-paced environment that will require strong organizational skills
Ability to review paperless documents with an eye for error
Extremely detail-oriented and well-organized
Ability to multi-task and work under pressure with high volume
Must have good decision-making skills
Strong oral and written communication skills, with a customer-service focus
Excellent time-management skills with ability to multitask and meet deadlines
Ability to exercise independent judgment calls based on knowledge of Federal and state regulatory requirements
Ability to coach and persuade others in a consultative environment

Preferred

Associate's degree or equivalent preferred
Experience in a documentation review or quality assurance role in a regulated financial institution preferred
One year residential mortgage lending experience preferred
Experience with Encompass

Benefits

Eligibility to participate in a company-sponsored 401(k)
Vacation benefits
Eligibility for medical, dental, vision, and prescription drug benefits
Flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts)
Life insurance and death benefits
Critical care insurance
Personal accidental insurance
Commuter benefits
Pet insurance
Certain time off and leave of absence benefits
Well-being benefits (e.g., employee assistance program)
Other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources)

Company

Guaranteed Rate Affinity

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Guaranteed Rate Affinity provides the best mortgage experience possible, featuring incredibly low rates

Funding

Current Stage
Late Stage

Leadership Team

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David Dickey
President & Chief Production Officer
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Emily Bertino Honings, MBA, MSHRM
Human Resources Business Partner - West/California Divisions
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Company data provided by crunchbase