Standard Chartered · 11 hours ago
Associate Director, Credit Analyst, CHI
New York, United States
Full-time
Hybrid
Mid, Senior Level, Lead/Staff
$120K/yr - $155K/yr
3+ years expStandard Chartered is an international bank with over 170 years of experience in supporting clients with their transaction banking and corporate finance needs. They are seeking an Associate Director, Credit Analyst to lead credit reviews, analyze client credit risk, and provide insightful portfolio credit analysis while collaborating with various teams to ensure creditworthiness and identify business opportunities.
BankingFinanceFinancial Services
Responsibilities
Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness
Provide insightful, succinct and timely client portfolio credit analysis
Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events
Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters
Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants
Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations
Provide credit analysis with consideration for market dynamics and client industry, including:
Industry risks and client competitive positioning within the industry
Client funding strategy, financial policies, treasury activities, including hedging, and cash management
Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability
Reputational risk profile, including climate and sustainability risks
Qualification
Required
3 to 5 years of experience Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness
Provide insightful, succinct and timely client portfolio credit analysis
Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events
Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters
Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants
Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations
Provide credit analysis with consideration for market dynamics and client industry, including: Industry risks and client competitive positioning within the industry
Client funding strategy, financial policies, treasury activities, including hedging, and cash management
Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability
Reputational risk profile, including climate and sustainability risks
Risk management lifecycle
Financial forecasting and modelling
Financial and quantitative skills
Client due diligence
Using client behaviours and preferences to evolve products and services
Product knowledge for Markets, Transaction Banking and Corporate Finance
Knowledge of the financial services' regulatory environment
Data analysis and visualisation
Ability to work under pressure, in a dynamic environment
Benefits
Best in class 401k plan with up to 8% employer match
Robust medical plan coverage with employer funded Health Savings Accounts
Inclusive family building benefits
Flexible/hybrid working arrangements
Core bank funding for retirement savings, medical and life insurance
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days)
Minimum global standards for annual and public holiday, which is combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform
Development courses for resilience and other human skills
Global Employee Assistance Programme
Sick leave
Mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential
Company
Standard Chartered
We are a leading international banking group, with a presence in 54 of the world’s most dynamic markets.
10001+ employees
H1B Sponsorship
Standard Chartered has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (39)
2024 (34)
2023 (25)
2022 (29)
2021 (28)
2020 (46)
Funding
Current Stage
Public CompanyTotal Funding
$1.23B2026-01-08Post Ipo Debt· $1.17B
2023-07-14Acquired
2018-10-01Post Ipo Debt· $43.5M
Leadership Team
Dalu Ajene
Chief Executive Officer
Jean Lu
CEO China and Executive Vice Chair of the China Board
Recent News
2026-01-12
Real Estate Capital Europe
2026-01-11
2026-01-09
Company data provided by crunchbase