Kapitus · 15 hours ago
Intern, Risk
Kapitus is a reliable name in small business financing, seeking a Summer Intern in the Risk/Pricing Department. The intern will analyze merchant profiles and performance correlations to support pricing optimization and segmentation strategies, providing valuable insights for financial decision-making.
FinanceFinancial ServicesFinTechLendingSmall and Medium Businesses
Responsibilities
Review current pricing strategies and analyze portfolio data, merchant profiles, and historical performance
Identify characteristics and attributes that correlate with strong performance and profitability
Identify opportunities to optimize our risk-based pricing and targeting, focusing on capturing more volume from high-performing segments and limiting exposure in underperforming segments
Evaluate the economic outlooks for the identified segments and recommend potential updates to pricing strategies
Frame estimated economic impacts of proposed changes and present recommendations to upper management
Review and analyze current pricing strategies and merchant profiles
Perform segmentation analysis to identify profitable merchant segments
Use analytical tools to identify correlations between merchant attributes and performance
Prepare and present strategic recommendations to improve pricing and targeting strategies
Collaborate with cross-functional teams to understand market conditions and refine pricing policies
Qualification
Required
Proficiency in MS Office advanced Excel skills for data analysis and reporting
Ability to interpret complex data, identify trends, and perform statistical analysis
Understanding of pricing strategies, portfolio performance, and profitability metrics
Ability to create clear and concise presentations and present findings to large audiences (via Teams or in-person)
A motivated, detail-oriented individual with a strong interest in financial analysis and pricing strategy
Someone who is comfortable working with large datasets, performing statistical analysis, and using Excel to derive insights
A proactive thinker who enjoys problem-solving and optimizing business processes
An effective communicator with the ability to present technical findings in a clear and compelling way to both technical and non-technical stakeholders
Preferred
Familiarity with Excel modeling, financial analysis, and statistical techniques (e.g., regression analysis) is a plus
Benefits
Great benefits
Competitive pay
Solid opportunity for growth
Company
Kapitus
Kapitus is a business loan provider dedicated to helping small and medium-sized businesses in their growth.
H1B Sponsorship
Kapitus has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (3)
2023 (4)
2022 (2)
2021 (2)
2020 (5)
Funding
Current Stage
Late StageTotal Funding
$675M2024-06-17Debt Financing· $45M
2023-04-03Debt Financing· $130M
2022-02-09Debt Financing· $200M
Recent News
The Journal Record
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2025-07-22
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