DuPont Community Credit Union · 1 month ago
Mortgage Loan Originator - Woodstock
Woodstock, VA
Full-time
Onsite
Entry Level
1+ years expDuPont Community Credit Union (DCCU) is currently seeking experienced candidates for a Mortgage Loan Originator as part of their Mortgage team to serve the Woodstock area. The role involves conducting real estate interviews, ensuring loans are originated according to guidelines, and providing financial counseling to members.
BankingFinancial ServicesLending
Responsibilities
Conduct real estate interviews in a timely manner, while providing courteous and friendly service to DCCU membership and staff
Ensure that loans are originated according to guidelines by Credit Union policy and that all documentation is in order prior to processing
Provide financial counseling as it relates to matching member needs with credit union products
Complete loan applications, collect applicable member documentation, and submit loans for credit approval
Prepare mortgage disclosures within applicable compliance guidelines with necessary signatures and consent
Submit applications per portfolio and secondary market requirements and collects documentation, as necessary
Maintains a working knowledge of portfolio, secondary market, and government products
Reviews and calculates member income from paystubs/W2’s/federal tax returns
Organize and assist with planning workshops and seminars
Attend local real estate and realtor related functions
Attend mortgage closings
Qualification
Required
High school diploma or equivalent and a minimum of 1 year experience in real estate lending required
Excellent verbal and written communication skills
If qualified to originate mortgage loans, must be eligible to register with the Nationwide Mortgage Licensing System (NMLS)
Good organizational, time management and problem-solving skills
Passion for the mortgage industry and for serving others
Courteous and friendly member relation skills
Basic mathematical skills (addition, subtraction, multiplication, division, percentages, and fractions)
Professionalism
Good clerical/computer skills (Knowledge of Encompass and Desktop Underwriter is recommended but not required)
Word and Excel experience
Benefits
Health insurance
Retirement plans
Support of work-life balance
Community involvement opportunities
Company
DuPont Community Credit Union
DuPont Community Credit Union is a financial cooperative that offers cost-effective financial solutions to its members.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Jacob Larew
Chief Retail Officer
Michael McAllister
Chief Lending Officer
Recent News
Credit Union Times
2023-12-28
Federal Reserve Bank of Richmond
2023-12-28
2023-12-28
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