Stellantis Financial Services US · 6 days ago
Lease Credit Manager
Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers. The Lease Credit Manager is responsible for managing a team of Lease Credit Analysts and overseeing daily operations to ensure optimal performance and success while maintaining strong relationships with dealership partners.
AccountingFinanceLeasing
Responsibilities
Supervise and guide Lease Credit Analysts, providing feedback, training, and support to ensure individual and team success
Oversee work queues, prioritize tasks, and ensure service levels and turnaround times are met
Review and assess credit reports and data to determine risk in extending credit, applying company policies and regulatory requirements, negotiating and communicating review outcomes through various channels where appropriate
Apply credit decisions in accordance with company policy, credit authority, risk appetite, and governing regulations (e.g., FCRA, ECOA, Reg M)
Work with Lease Credit Analysts, Dealer Relationship Managers, and the Funding Department to provide ongoing training and ensure exceptional service to dealers
Address and resolve escalated inquiries, verifications, negotiations and issues related to lease credit & funding programs from team members, clients, and stakeholders, communicating outcomes via appropriate channels, such as email or phone
Foster strong business relationships between Lease Credit, Sales and Dealers in assigned regions to achieve key business objectives
Maintain confidentiality when accessing personal information of consumers, including, but not limited to, Social Security numbers and dates of birth
Perform other ad-hoc tasks and duties as assigned
Qualification
Required
Minimum 4 years' auto finance industry experience
Minimum 3 years' experience as a Sr. Credit Analyst or similar position
High school diploma and/or GED
In-depth knowledge of auto underwriting, lease terminology, and leasing processes
Strong organizational and time management skills to prioritize workload and meet deadlines
Leadership qualities with the ability to motivate and inspire team members to achieve goals
Strong problem-solving skills with the ability to analyze complex situations and make sound decisions beyond the scope of written policies or standard guidelines
Proficient in using originations software and Microsoft Office Suite of products
Ability to perform and understand mathematical calculations and financial ratios
Excellent written and oral communication and interpersonal skills
Ability to multitask and prioritize effectively
Preferred
Experience: Captive and/or lease auto underwriting experience
Skills: Demonstrated knowledge and experience working with leasing products. Proven experience in coaching, managing, and supervising a team of direct reports in a managerial or assistant managerial capacity
Education: Associate or Bachelor's degree
Company
Stellantis Financial Services US
Stellantis Financial Services provides new and used auto financing for Stellantis’ premier brands: Chrysler, Dodge, Jeep®, Ram, Mopar, SRT, FIAT®, and ALFA ROMEO.