Augment Analytics, LLC ยท 16 hours ago
Mortgage Underwriter
Augment Analytics, LLC is a thriving fintech company delivering innovative banking products. They are seeking motivated and top-performing Mortgage Underwriters to manage a high volume, complex mortgage loan pipeline while ensuring compliance and quality standards.
Management Consulting
Responsibilities
Process and/or underwrite mortgage loans across the full lifecycle, from application through closing and post-close readiness
Manage a high-volume pipeline while maintaining accuracy, compliance, and quality standards
Review income, credit, assets, title, property, and investor overlays to ensure compliance and accuracy
Prepare, review, and analyze loan disclosures
Structure or restructure loans to ensure borrower qualification and investor compliance
Register loans in investor portals and manage the loan approval process with investors
Run compliance reviews, fraud reports, and quality control checks to ensure compliance and accuracy
Resolve layered risk, guideline conflicts, and exception scenarios using sound judgment
Proactively identify potential issues and prevent risks before they escalate
Maintain audit-ready loan files with a focus on defect prevention and compliance
Collaborate effectively with internal teams to ensure timely and efficient loan progression
Take immediate action on urgent tasks and ensure deadlines are met without delay
Qualification
Required
4-5+ years of recent experience in mortgage underwriting
Proven ability to manage high-volume, complex loan pipelines
Strong knowledge of agency and investor guidelines, TRID, disclosures, and regulatory compliance ((FNMA/FHLMC, ECOA, RESPA, FHA/VA)
Extensive knowledge underwriting Conventional, VA and FHA loans
Demonstrated ability to think creatively, solve problems, and implement compliant solutions
Proactive mindset with a track record of anticipating issues and preventing delays
High level of accuracy and attention to detail in documentation, conditions, and approvals
Technically savvy and comfortable using multiple LOS and mortgage technology platforms
Strong communication skills and the ability to collaborate across teams
Team-oriented professional who can also work independently with minimal oversight
Must have experience in non-delegated correspondent lending
Be customer-focused
Benefits
Generous health, dental, vision, 401k, stock options, PTO and company paid holidays
Company
Augment Analytics, LLC
Augment Analytics is a staff augmentation firm, made up almost exclusively of Capital One alumni, providing financial services and other analytics-driven companies with the risk and analytics professionals they need to succeed.