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Mission US · 1 day ago

Senior Underwriter - General Liability

United States

Full-time

Remote

Mid, Senior Level

3+ years exp

Mission US is a provider of underwriting services that facilitates the launch of Program Administrator businesses. The Senior Underwriter will develop and maintain a profitable book of business, assess and evaluate risk, and underwrite insurance policies while providing guidance to clients and colleagues.

AccountingFinancial ServicesInsuranceRisk ManagementVenture Capital

No H1B

Responsibilities

Collect, review, and analyze an applicant’s relevant history and records

Obtain additional information about an applicant as necessary to determine eligibility and pricing

Determine level of risk, premium costs, and deductibles

Negotiate and define terms of insurance policies with brokers

Assist with the development and enforcement of underwriting rules and guidelines with the objective of maximizing productivity and underwriting consistency

Conduct comprehensive risk assessments by analyzing insurance applications, underwriting guidelines, and supporting documents to determine the insurability and associated risks

Review and underwrite complex insurance policies, ensuring compliance with company policies and regulatory requirements

Evaluate financial statements, loss history, and other relevant data to assess the financial stability and viability of clients

Utilize underwriting guidelines, actuarial data, and market trends to determine appropriate pricing and rating structures for insurance policies

Collaborate with brokers, agents, and clients to negotiate terms, conditions, and pricing of insurance policies, while maintaining positive relationships and providing exceptional customer service

Prepare and issue accurate policy documentation, including policy wordings, endorsements, and other related documents, ensuring clarity, accuracy, and compliance

Provide risk management recommendations and advice to clients, including suggestions for loss prevention, safety measures, and risk mitigation strategies

Stay updated on industry trends, regulatory changes, and emerging risks in the sector to effectively assess and adapt underwriting strategies

Ensure compliance with internal underwriting guidelines, regulatory requirements, and industry best practices, maintaining the highest standards of ethics and professionalism

Qualification

General Liability underwritingRisk assessmentInsurance policy negotiationCommercial insurance experienceMS WordExcelPowerPointAnalytical skillsDependabilityVerbal communicationWritten communicationProblem solvingSelf-motivationTime management