South Atlantic Bank · 1 week ago
Mortgage Loan Officer - Myrtle Beach
Towne Centre - Myrtle Beach, SC 29579
Full-time
Onsite
Entry, Mid Level
2+ years expSouth Atlantic Bank is seeking a Mortgage Loan Officer responsible for the marketing, sales, and origination of mortgage loan products. The role involves providing excellent customer service and referring clients to other bank products while participating in business development activities.
AccountingBankingFinanceFinancial Services
Responsibilities
Implements effective mortgage marketing plans to meet or exceed mortgage production goals
Solicits residential first mortgages through contacts with realtors, builders, and developers
Provides service and sound mortgage advice to customers and prospective customers seeking residential mortgage loans based on client needs as well as the bank’s mortgage products
Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk
Obtains and analyzes pertinent financial and credit data
Ensures the preparation and processing of forms and legal documents required for residential loans
Assists Mortgage Operations with client, attorney or appraiser document follow-up as determined through quality control or post-closing review
Negotiates terms and conditions of loan with mortgagors
Keeps informed on trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages
Relies on judgment and extensive experience to plan and accomplish goals
Possess a good working knowledge of all regulatory requirements pertaining to the job function, including, but not limited to, BSA/AML, the U.S. Patriot Act, and privacy laws
Responsible for compliance within described area of responsibility
Performs other duties as requested
Qualification
Required
High school diploma or equivalent education required; bachelor's degree preferred
Minimum of two years of experience as a mortgage loan originator or loan officer with residential mortgage lending responsibilities and a solid knowledge of the local market
Excellent verbal and written communication skills
Strong organizational skills
Demonstrated interpersonal, customer service and negotiation skills
Proficiency with Microsoft Office including Word, Excel, and Outlook as well as relevant mortgage loan systems
Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role and applicable NMLS acceptable background check
Familiarity with regulations related to mortgage lending
Financial analysis, strong credit underwriting and analytical skills
Able to present at meetings and deal with the public effectively and confidently
Ability and desire to produce a high volume of work
Company
South Atlantic Bank
South Atlantic Bank opened its first office in 2007 in Myrtle Beach and now has twelve offices along the South Carolina coast including Murrells Inlet, Pawleys Island, Georgetown, North Myrtle Beach, Mt.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Travis Minter
Executive Vice President-Chief Operating Officer
Recent News
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