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Piper Companies · 2 days ago

Director of Credit and Loan Policy Review

Hauppauge, NY

Full-time

Onsite

Director/Executive

$160K/yr - $180K/yr

7+ years exp

Piper Companies is looking for a Director of Credit Policy and Loan Review to support a leading financial institution as it continues to grow and mature its credit risk governance framework. This individual will be responsible for the development, implementation, and ongoing management of consumer, residential, and commercial lending policies while providing independent oversight of credit quality and portfolio performance.

Management Consulting

Growth Opportunities

Responsibilities

Develop, implement, and maintain credit policies and procedures across consumer, residential, and commercial lending portfolios

Design and execute a comprehensive loan review program, including sample-based testing for underwriting quality and policy compliance

Conduct regular reviews of loan portfolios to assess credit quality, documentation, and emerging risk trends

Monitor portfolio performance and proactively identify potential credit risk concerns

Prepare and present detailed credit risk and portfolio performance reporting to senior leadership

Support the Credit Risk & Fair Lending Committee by preparing agendas, reports, and supporting analytical materials

Partner closely with loan originations, underwriting, and loan operations teams to ensure adherence to credit standards

Provide effective oversight, independent challenge, and risk-based recommendations

Communicate identified exceptions or inconsistencies to loan officers and underwriters

Support internal audits, external audits, and regulatory examinations

Perform all duties inherent in a people management role, including leadership, coaching, and oversight

Perform additional responsibilities as assigned by leadership

Qualification

Credit Risk ManagementCredit Policy DevelopmentLoan ReviewUnderwritingCredit AnalysisRegulatory ComplianceRisk ManagementAudit SupportLeadership

Required

Bachelor's degree required (Business, Finance, Risk Management, or Accounting preferred) OR a minimum of seven (7) years of directly related experience

Minimum seven (7) years of experience within a bank or credit union environment

At least five (5) years of experience in loan review, credit policy, underwriting, credit analysis, or a related discipline

Hands-on underwriting experience in commercial and/or residential lending

Proven experience developing and maintaining formal credit policies and procedures

Minimum three (3) years of experience leading or influencing teams

Strong understanding of credit risk management, regulatory expectations, and lending best practices