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Mission Loans, LLC · 4 hours ago

Loan Processor

Irvine, CA

Full-time

Onsite

Senior Level

$17/hr - $17/hr

5+ years exp

Mission Loans, LLC is seeking experienced mortgage professionals who thrive in a fast-paced environment. As a Loan Processor, you will serve as the primary point of contact for borrowers and will be responsible for processing loans from set-up to funding while ensuring quality packaging and timely progression through all critical fulfillment milestones.

FinanceFinancial ServicesProfessional Services

Responsibilities

Overall responsibility for processing loans from set-up to funding, ensuring accurate packaging, timely progression through all critical fulfillment milestones, and delivering a best-in-class customer experience

Serve as the primary point of contact for the borrower throughout the loan fulfillment process, including communicating clearly, frequently, and effectively to guide them through the loan process seamlessly

Review and validate borrower information is and remains accurate in the LOS, as well as all loan documentation submitted by the borrower and third-party service providers is complete, accurate, and verified

Process loan files by (i) verifying and analyzing credit, income, assets, and collateral against AUS findings, (ii) reviewing the loan package to ensure it complies with company and/or investor guidelines, and (iii) complete and accurate packaging of the loan for submission to underwriting and closing

Partner with production, underwriting, closer-funders, and third-party service providers (i.e. title, verifications, notary) to resolve problems, qualification issues, and clear conditions throughout the fulfillment process

Timely prepare, validate, and deliver Revised Loan Estimates, Interim &/or Re-Disclosures, and Closing Disclosures following regulatory and company guidelines

Operate to meet and exceed customer expectations

Operate in a manner that promotes loan quality and compliance with lending laws

Maintain loan pipeline productivity and quality performance at or above required goals

Qualification

Mortgage processing experienceLoan programsUnderwriting guidelinesCompliance knowledgeMath skillsMicrosoft Office proficiencyBilingual in SpanishProblem-solving skillsInterpersonal skillsTime management skills

Required

5+ years of processing experience in high-volume mortgage setting

Extensive knowledge in the following loan programs/products: conventional, FHA, VA, refinance and purchase, a plus – jumbo & non-QM

Thorough understanding of agency & investor underwriting guidelines, policies and procedures

Knowledge of and responsibility for compliance with state and federal regulations applicable to loan fulfillment

Intermediate math skills; adept at calculating income from salaried and self-employed borrowers

Basic proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc.)

Preferred

Experience with Empower is a plus

Bilingual (read, write, speak) in Spanish, a plus

Company

Mission Loans, LLC

Whether you’ve been dreaming of buying your first home with your young family or of diversifying your investment portfolio with real estate, you’re in the right place.

Irvine, California, USA

51-200 employees