Deel · 1 week ago
Senior Director, Credit Risk and Analytics
United States
Full-time
Remote
Director/Executive
15+ years expDeel is a leading all-in-one payroll and HR platform for global teams, aiming to unlock global opportunities. The Senior Director of Credit Risk and Analytics will lead the Credit Risk & Analytics function, focusing on AI/ML-based underwriting and risk-adjusted performance to support sustainable growth.
Bookkeeping and PayrollComplianceHuman ResourcesRecruiting
Responsibilities
Build and maintain a credit risk analytics capability to provide timely, actionable insights for portfolio optimisation, loss forecasting, and provision adequacy
Lead iterative development of underwriting and pricing models - from evaluating AI/ML algorithms, sourcing alternative data to production deployment and continuous optimization with cross-functional partners
Identify and integrate non-traditional data sources (e.g., transactional, behavioural) to boost predictive accuracy and credit access for underserved markets
Architect real time monitoring frameworks and automated alerting systems for portfolio health, KRIs, concentration exposure, and collections performance
Ensure proactive risk identification for new products, markets, or customer segments
Design and execute A/B testing frameworks for new underwriting/scoring criteria, pricing, and customer segments
Develop and implement credit risk governance processes, including Credit Committees, actionable reporting and escalation protocols
Ensure models and analytics pipelines are auditable, scalable, deployment-ready, and aligned with best practices
Collaborate with Product, Sales, Operations, Compliance, and Engineering to align underwriting strategy with business objectives and economic levers
Employ predictive analytics to improve collections strategy, focusing on customer outcomes and recovery efficiency
Enable risk-awareness and analytics literacy across teams via workshops, training, and documentation
Qualification
Required
A minimum of 15 years in credit risk management, including leadership roles in consumer and small business lending
Hands-on experience building, validating, deploying AI/ML underwriting or scoring models
Experience leveraging alternative data sets for Consumer and SME lending
Demonstrated success in managing credit risk for new products, markets, and customer segments
Strong leadership, with ability to train non‑technical stakeholders in analytics and risk concepts
Degree in Finance, Economics, Risk Management, Statistics, or related field
Preferred
Master's degree preferred
Relevant certifications (e.g., CFA, FRM, PRM) will be considered a strong advantage
Benefits
Stock grant opportunities dependent on your role, employment status and location
Additional perks and benefits based on your employment status and country
The flexibility of remote work, including optional WeWork access
Company
Deel
Deel offers a unified platform that supports payroll, HR, compliance, and workforce management across global teams.
1001-5000 employees
H1B Sponsorship
Deel has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (58)
2024 (35)
2023 (16)
2022 (4)
2021 (1)
Funding
Current Stage
Late StageTotal Funding
$1.28BKey Investors
CoatueSpark CapitalAndreessen Horowitz
2025-10-16Series E· $300M
2025-02-04Secondary Market· $300M
2024-12-26Undisclosed· $3M
Leadership Team
Alex Bouaziz
Co-founder & CEO
Shuo Wang
Co-Founder & CRO
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