AmFirst ยท 21 hours ago
Mortgage Loan Processor
Birmingham, AL
Full-time
Onsite
Entry, Mid Level
1+ years expAmFirst is a financial institution seeking a Mortgage Loan Processor. The role involves processing loan files from opening to closing, ensuring compliance with regulations, and serving as the primary contact for all parties involved in the mortgage loan process.
BankingFinanceFinancial Services
Responsibilities
Process files from opening through closing of each loan. Take ownership of loan files once received from mortgage loan officer. Be primary contact for all parties involved in the process of the mortgage loan
Assemble all loan documents necessary to meet the underwriting guidelines for the particular loan program in process. Obtain the necessary documents from the customer to meet Automated Underwriting System Findings
Review all documents for accuracy and completeness and determine the documentation necessary to be included in the mortgage loan file while maintaining compliance of necessary loan documentation
Analyze borrower(s) Federal Tax returns (if applicable) to determine qualifying income. Complete FNMA Form 1084 Self Employed Cash Flow Analysis for loan files with tax returns. Responsible for ordering appraisals-title and hazard insurance and tracking order status
Responsible for conferring with borrowers concerning questions, procedures, necessary information and forms completion, and loan status while communicating in writing and verbally with various parties to the mortgage loan process
Performs other job related duties as assigned
Meet or exceed department goals that are created in conjunction with corporate goals
To ensure all files are in compliance with federal regulations and Credit Union Policy
To ensure timely supply of requested documentation to members
Report regularly to leadership on the status of all leads and loans being worked
Qualification
Required
Process files from opening through closing of each loan
Take ownership of loan files once received from mortgage loan officer
Be primary contact for all parties involved in the process of the mortgage loan
Assemble all loan documents necessary to meet the underwriting guidelines for the particular loan program in process
Obtain the necessary documents from the customer to meet Automated Underwriting System Findings
Review all documents for accuracy and completeness
Determine the documentation necessary to be included in the mortgage loan file while maintaining compliance of necessary loan documentation
Analyze borrower(s) Federal Tax returns (if applicable) to determine qualifying income
Complete FNMA Form 1084 Self Employed Cash Flow Analysis for loan files with tax returns
Responsible for ordering appraisals-title and hazard insurance and tracking order status
Responsible for conferring with borrowers concerning questions, procedures, necessary information and forms completion, and loan status
Communicate in writing and verbally with various parties to the mortgage loan process
Meet or exceed department goals that are created in conjunction with corporate goals
Ensure all files are in compliance with federal regulations and Credit Union Policy
Ensure timely supply of requested documentation to members
Report regularly to leadership on the status of all leads and loans being worked
One year to three years of similar or related experience
A bachelor's degree, or achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree
Work involves extensive personal contact with others and is of a personal or sensitive nature
Motivating, influencing, and/or training others is key at this level
Fostering sound relationships with other entities (companies and/or individuals)
Light lifting required
Prompt regular attendance at the assigned workplace is required
Company
AmFirst
AmFirst is a full-service financial institution with over $2 billion in assets and 21 branch locations across the Birmingham-Metro and Mobile, Alabama areas.
201-500 employees
Funding
Current Stage
Growth StageRecent News
Seattle TechFlash
2025-05-02
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