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M&T Bank · 8 hours ago

2026 Management Development Program - Retail Channel Delivery-Buffalo, NY

Buffalo, NY

Full-time

Hybrid

New Grad, Entry Level

$29.57/hr - $43.99/hr

0+ years exp

M&T Bank is seeking candidates for their Management Development Program, a one-year training initiative designed for recent graduates. Participants will engage in core training and on-the-job training while developing skills in sales, accounting, project management, and leadership across various departments.

Financial Services

No H1B

Responsibilities

Research and gather business, process, and/or financial information

Perform basic ad hoc analyses to support business decisions

Provide feedback and recommendations to management regarding results

Support Regional, Area and Branch managers on network related issues: lease renewals, relocations, renovations, closures/consolidations, new branches, ATMs, market information and reporting

Develop and produce standard and ad hoc departmental reports and spreadsheets to include but not limited to project or product strategy analysis, profitability, historical reporting, work flow analysis, statistical analysis, and financial analysis

Analyze customer and competitive behavior across all channels and identify emerging trends to improve network profitability

Review the impact of past decisions and actions to determine if desired changes occurred

Provide relevant information to the management team for development of decisions/recommendations for branch and off premise ATM projects including lease renewals, consolidations, capital projects, de novos and new ATM proposals

Provide the financial analysis illustrating the impact of distribution recommendations

Evaluate performance metrics including staffing levels, sales trends, retention metrics, transaction metrics, competition, and financial performance among others

Understand and influence distribution strategies with the emphasis of reducing cost while optimizing distribution across various physical (Branch & Off Premise ATMs) and digital channels

Identify emerging trends towards improving network performance and profitability by analyzing customer and competitive behavior across all channels

Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite

Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis

Identify risk-related issues needing escalation to management

Promote an environment that supports belonging and reflects the M&T Bank brand

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Complete other related duties as assigned