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McMichael and Gray, PC · 1 week ago

Real Estate Escrow Officer

Huntsville, AL

Full-time

Onsite

Mid Level

McMichael and Gray, PC is seeking a Real Estate Escrow Officer responsible for the final review of mortgage loan information and preparing closing documents. The role includes ensuring accurate funding of loans, assembling documents for closing, and communicating with lenders to balance closing disclosures.

LegalService Industry

Responsibilities

Schedules loan closing, complies and types closing documents: Reviews approved mortgage loan to determine conditions that must be met prior to closing

Ensures mortgage loans are funded accurately and in a timely manner

Types closing documents for all transactions

Assembles documents for delivery to title company, real estate broker, or lending officer for closing

Ensures that appropriate disclosure documents have been assigned and are in the loan file

Communicates with the Lender of the transaction to balance the Closing Disclosure form prior to closing to ensure all numbers are accurate

Works with the Lender of the transaction to receive funding authorization to disburse funds to parties

Responsible for clearance of all title requirements

Responsible for payment in full and cancelation of all liens against the property, including, but not limited to, payoff of mortgage, loans, HOA, fifas, taxes, outstanding utility bills, etc

Ensures that all items being paid at closing is calculated with per diem past closing date and shifts accordingly

Ensures that all items being paid at closing are paid in full via wire or overnight tracking in a timely manner

Confirms legal documents to be recorded are accurate and total cost to record is collected at closing

Confirms receipt of all incoming funds from borrower and lender

Confirms outgoing funds for payoffs, seller proceeds and all checks cut for disbursements

Ensures that all documents are properly executed by all parties involved with said transaction

Ensures that all documents are presented to the parties of the transaction in a professional and secure manner

Reviews all preclosing documents for accuracy; including; HOA letters, Taxes, Termite, HBW, Lender documents, Title Examination and Commitment of Title

Reviews final closing documents and delivers the final file to the Post Closing department

Qualification

Closing documents preparationMortgage loan reviewFunding authorizationSoftPro experienceCommunication skillsAttention to detail

Required

Responsible for final review of mortgage loan information

Preparing closing documents

Funding the file accurately

Sending closing documents to the closing attorney

Schedules loan closing

Complies and types closing documents

Reviews approved mortgage loan to determine conditions that must be met prior to closing