Albert Bow · 22 hours ago
Associate, Underwriting (Diversified Industries)
Texas, United States
Full-time
Onsite
Mid Level
3+ years expAlbert Bow is a leading Commercial Banking institution seeking an Associate Underwriter to join its Diversified Industries team. The role involves analytical work, credit assessment, and structuring commercial lending solutions while collaborating closely with Relationship Managers.
Staffing & Recruiting
Hiring Manager
Saron Erasmus
Responsibilities
Analyse credit and financial information to assess client creditworthiness, repayment capacity, and risk profiles across an assigned portfolio
Prepare robust credit summaries, financial models, and written recommendations for new, renewal and amendment lending requests
Support credit decisioning by recommending appropriate loan structures, collateral, and pricing in line with internal policies and risk appetite
Monitor portfolio performance and compliance, identifying deteriorating risk conditions and supporting proactive mitigation
Review market and industry trends to identify emerging risks and commercial opportunities
Contribute to negotiations on loan terms and structures to align client needs with prudent credit outcomes
Support business development initiatives, including proposals, cross-sell opportunities, and portfolio growth strategies
Maintain effective relationships with Relationship Managers and internal stakeholders to support strong client service delivery
Ensure accurate and timely data updates into internal systems to support reporting and decision-making
Work independently on complex tasks, demonstrating sound judgement and problem-solving capabilities
Qualification
Required
Approximately 3–4 years' experience in credit, lending, corporate finance, or financial operations within a banking or institutional environment
Bachelor's degree required
Credit underwriting & portfolio management
Financial & data analysis (advanced)
Loan structuring
Regulatory & credit policy frameworks
Commercial Banking operations
Microsoft Office & analytical tools
Strong analytical thinking, attention to detail, and collaborative communication style
Preferred
Finance, Accounting, Business or related disciplines preferred. Equivalent experience considered
Company
Albert Bow
Albert Bow is a leading Technology, Quantitative Finance, and Trading search firm specialising in placing elite candidates and teams globally.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase