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JPMorganChase · 6 days ago

Credit Strategy Officer - Chase Auto - Executive Director

Plano, TX

Full-time

Onsite

Lead/Staff

JPMorgan Chase Auto is a leading provider of auto financing with a significant portfolio and relationships with a majority of U.S. automotive dealers. The Credit Strategy Officer will oversee the credit function for the Auto organization, managing credit risk and developing strategies to align with the bank's financial goals.

Asset ManagementBankingFinancial Services

Growth Opportunities

No H1B

Responsibilities

Evaluate and approve credit exposures for commercial or consumer lending, ensuring alignment with risk appetite and policies

Monitor loan portfolios, identify potential risks, and develop strategies to mitigate them

Help shape credit policies, underwriting standards, and risk management frameworks

Ensure adherence to banking regulations and internal controls related to credit risk

Work with teams across business lines (e.g., risk, underwriting, legal, finance) to balance growth and risk

Provide approvals or recommendations for complex and high-value credit transactions

Qualification

Credit risk managementBanking regulations knowledgeAnalytical skillsConsumer lending experienceStrategic thinkingExecutive communicationLeadership skillsCross-team collaborationInitiative

Required

A Bachelor's Degree in finance, business administration, or a related field

Relevant experience in consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business

Ability to evaluate and manage credit risk effectively and strong judgment in approving or recommending credit transactions

Knowledge of banking regulations and ensuring adherence

Demonstrated career of successful program implementations

Exceptional Analytical & Financial Skills: Advanced quantitative and qualitative finance abilities, leveraging data and feedback to solve complex problems and drive decision-making

Strategic Thinking & Execution: Proven ability to identify opportunities for innovation and business improvement, with strong execution skills

Leadership & Relationship Building: Exceptional people leadership, relationship development, and negotiation skills, earning trust among internal and external partners

Cross-Team Collaboration: Demonstrated success collaborating across teams and business lines within large organizations

Executive Communication: Strong proficiency in creating executive-level presentations and simplifying complex topics for senior audiences

Initiative & Entrepreneurial Drive: High personal initiative, goal-setting, and entrepreneurial leadership to achieve challenging objectives

Benefits

Comprehensive health care coverage

On-site health and wellness centers

A retirement savings plan

Backup childcare

Tuition reimbursement

Mental health support

Financial coaching

Company

JPMorganChase

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With a history tracing its roots to 1799 in New York City, JPMorganChase is one of the world's oldest, largest, and best-known financial institutions—carrying forth the innovative spirit of our heritage firms in global operations across 100 markets.

Founded in 2000